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Last updated on 2025-10-15
Fixed interest rates of for 1st 2 years
Subject to fluctuations in 3m SORA rate
Higher interest rate after 2 years
2 years lock-in period
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Bank of China Property Loan Fixed Rates
| Interest Rate^ | |
|---|---|
| 1st year | 1.55% p.a. |
| 2nd year | 1.55% p.a. |
| 3rd year | 3m SORA + 0.60% p.a. |
| Thereafter | 3m SORA + 1.00% p.a. |
| 3 years average | 1.70% p.a. |
^ Interest Rate based on latest 3 Month SORA and assuming it stays the same for first three years
Rates indicated are fixed and guaranteed for 2 years
Protects you from rate fluctuations for the first 2 years
At the end of the fixed rate period, the interest rates will be based on 3-month SORA to calculate thereafter interest rates
Minimum loan amount of $500,000
2 years Lock-In period
New/re-financing private properties owners are eligible
Bank of China Property Loan PromotionsReceive up to S$750 cash from Money Lobang when you successfully apply or refinance for a property loan via our Property Loan Cashback Promotion
Make a loan enquiry about this Bank of China Fixed Rate Home Loan
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