Fixed Deposit Rates
Money Lobang National Survey
of Fixed Deposit Rates 
for July 2026
Highest Fixed Deposit Rate
1.50% p.a. 
Average Fixed Deposit Rate
1.30% p.a. 
* Rates are for 3 to 18 months tenure
with maximum up to $100,000 deposit
Search for Credit Cards
When choosing Reward Type 
for credit cards
If "Cash Back 
" chosen as reward
Results to be ranked by
order of highest cashback
If "Air Miles 
" chosen as reward
Results to be ranked by
order of highest miles per $1 spend
Deposits / Loans Search
If sort by "Interest Rate"
Results to be ranked by order of
highest interest rates for 
deposits
Results to be ranked by order of
lowest interest rates for 
loans
If sort by "Popularity"
Products to be ranked by order of
highest number of 
by users
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Key Benefits
Up to 21.8% savings + 0.4 miles per $1 spend at Caltex
Up to 19.5% savings + 0.4 miles per $1 spend at Shell
5% cash rebate on dining
5% cash rebate on shopping
5% cash rebate on entertainment
$600 minimum spend
Fixed deposit accounts in Singapore offer a higher interest rate as compared to your basic savings...
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