Best Credit Cards with High Deposit Account Interest Rates

Key Benefits

  Up to 5.85% p.a. interest for Bonus$aver Account

  $500 / $2,000 tiered minimum spend

  Receive  $228 Cashback  with minimum deposit

Key Benefits

  Up to 22.7% savings at SPC and 22.4% at Shell

  Up to 10% cash rebate on transport

  Up to 8% cash rebate on groceries

  Up to 10% cash rebate on Shopee

  Up to 4.33% cash rebate on SP utilities bill

  Up to 3.33% cash rebate on all spending

  Up to 2.50% p.a. interest for UOB One Account

  $600 / $1,000 / $2,000 tiered minimum spend

  Apply and receive up to 20% cash rebate

Key Benefits

  Up to 28.7% savings at Sinopec, 22.8% at Esso & 23.5% at Caltex

  5% cashback on dining

  3% cashback on groceries

  3% cashback on transport

  3% cashback on recurring bills

  Up to 4.45% p.a. interest for OCBC 360 Account

  $800 / $1,600 tiered minimum spend

Key Benefits

  Up to 20% savings at SPC

  Up to 8 miles per $1 spend on Expedia and Agoda

  Up to 3 miles per $1 overseas spend

  1.4  miles per $1 local spend

  4x airport lounge access with Priority Pass

  Up to 6.4 bonus miles per $1 spend with KrisFlyer UOB Account

  No minimum spend

Key Benefits

  Up to 20% savings at SPC

  4 miles per $1 spend on dining OR

  4 miles per $1 spend on beauty & wellness OR

  4 miles per $1 spend on fashion (online or offline) OR

  4 miles per $1 spend on travel expenses OR

  4 miles per $1 spend family (including groceries) OR

  4 miles per $1 spend on transport (including petrol) OR

  4 miles per $1 spend on entertainment

  Up to 2.50% p.a. interest for UOB One Account

  6x complimentary access to airport lounges via Lounge Key

  No minimum spend

Key Benefits

  Up to 24.1% savings + 0.4 mile per $1 spend at Sinopec

  Up to 4 miles per $1 spend on retail shopping

  Up to 4 miles per $1 spend on online shopping

  Up to 4.45% p.a. interest for OCBC 360 Account

  No minimum spend

Key Benefits

  Up to 15.2% savings + 1.4 miles per $1 spend on Petrol

  Up to 8 miles per $1 spend on Expedia and Agoda

  Up to 3 miles per $1 overseas spend

  1.4  miles per $1 local spend

  4x airport lounge access with Priority Pass

  Receive 20,000 bonus miles with min. annual spend

  Receive 5,000 bonus miles with min. quarterly FCY spend

  Up to 6.4 bonus miles per $1 spend with KrisFlyer UOB Account

  No minimum spend

Key Benefits

  Up to 20% savings at SPC

  Up to 8 miles per $1 spend on Expedia and Agoda

  Up to 3 miles per $1 overseas spend

  1.4  miles per $1 local spend

  4x airport lounge access with Priority Pass

  Up to 6.4 bonus miles per $1 spend with KrisFlyer UOB Account

  No minimum spend

Key Benefits

  Up to 3.33% cash rebate on all spend

  Up to 3% p.a. interest for Maybank Save Up Account

  $300 / $1,000 / $2,000 tiered minimum spend

  Apply online and receive Samsonite Luggage

Key Benefits

  Up to 20% savings at SPC

  4 miles per $1 spend on dining OR

  4 miles per $1 spend on beauty & wellness OR

  4 miles per $1 spend on fashion (online or offline) OR

  4 miles per $1 spend on travel expenses OR

  4 miles per $1 spend family (including groceries) OR

  4 miles per $1 spend on transport (including petrol) OR

  4 miles per $1 spend on entertainment

  Up to 2.50% p.a. interest for UOB One Account

  No minimum spend

Key Benefits

  20.65% savings + 1.2 miles per $1 spend at Caltex

  1.2  miles per $1 local spend

  2.8 miles per $1 spend on flights

  2.8 miles per $1 spend in foreign currency

  Up to 3% p.a. interest for Maybank Save Up Account

  Complimentary access to selected lounges subject to min. spend

  $0 / $800 tiered minimum spend

  Apply online and receive Samsonite Luggage Or

  Apply online and receive 10,000 air miles

Key Benefits

  Up to 20.1% savings + 1 mile per $1 spend at Caltex

  1 mile per $1 spend

  24x complimentary lounge access with Priority Pass

  No minimum spend

  Apply online and receive $100 cashback on all spend

  Apply to receive Samsonite Luggage

Key Benefits

  Up to 24.9% savings at Sinopec

  Up to 1% cashback on all spend

  Up to 4.45% p.a. interest for OCBC 360 Account

  $0 / $1,000 tiered minimum spend

Key Benefits

  Up to 20% savings at SPC

  3 KrisFlyer miles per $1 spend on SIA & partners

  3 KrisFlyer miles per $1 spend on online shopping & travel

  3 KrisFlyer miles per $1 spend on local dining

  3 KrisFlyer miles per $1 spend on public transport

  1.2  miles per $1 on all other spend

  Up to 6.4 bonus miles per $1 spend with KrisFlyer UOB Account

  $0 / $500 tiered minimum SIA-related annual spend

Key Benefits

  Up to 28% savings at SPC and 23.8% savings at Shell

  10% cash rebate on mobile contactless spend

  10% cash rebate on online spend

  10% cash rebate on selected recurring bills

  10% cash rebate on public transport

  1% cash rebate on overseas spend

  Up to 2.50% p.a. interest for UOB One Account

  $800 minimum spend