Best Credit Cards with High Deposit Account Interest Rates

Key Benefits

  Up to 6.05% p.a. interest for Bonus$aver Account

  $500 / $2,000 tiered minimum spend

  Receive $188 with minimum deposit

Key Benefits

  Up to 22.7% savings at SPC and 22.4% at Shell

  Up to 10% cash rebate on transport

  Up to 10% cash rebate on groceries

  Up to 10% cash rebate on Shopee

  Up to 4.33% cash rebate on SP utilities bill

  Up to 3.33% cash rebate on all spending

  Up to 4.00% p.a. interest for UOB One Account

  $500 / $1,000 / $2,000 tiered minimum spend

  Apply and receive up to 20% cash rebate

  Apply and receive up to $350 Cash Credit

Key Benefits

  Up to 28.7% savings at Sinopec, 22.8% at Esso & 23.5% at Caltex

  5% cashback on dining

  3% cashback on groceries

  3% cashback on transport

  3% cashback on recurring bills

  Up to 7.65% p.a. interest for OCBC 360 Account

  $800 / $1,600 tiered minimum spend

Key Benefits

  Up to 24.1% savings + 0.4 mile per $1 spend at Sinopec

  Up to 4 miles per $1 spend on retail shopping

  Up to 4 miles per $1 spend on online shopping

  Up to 7.65% p.a. interest for OCBC 360 Account

  No minimum spend

Key Benefits

  Up to 20% savings at SPC

  Up to 8 miles per $1 spend on Expedia and Agoda

  Up to 3 miles per $1 overseas spend

  1.4  miles per $1 local spend

  4x airport lounge access with Priority Pass

  Up to 6.4 bonus miles per $1 spend with KrisFlyer UOB Account

  No minimum spend

  Apply and receive up to 26,000 miles

Key Benefits

  Up to 20% savings at SPC

  4 miles per $1 spend on dining OR

  4 miles per $1 spend on beauty & wellness OR

  4 miles per $1 spend on fashion (online or offline) OR

  4 miles per $1 spend on travel expenses OR

  4 miles per $1 spend family (including groceries) OR

  4 miles per $1 spend on transport (including petrol) OR

  4 miles per $1 spend on entertainment

  Up to 4.00% p.a. interest for UOB One Account

  6x complimentary access to airport lounges via Lounge Key

  No minimum spend

Key Benefits

  Up to 15.2% savings + 1.4 miles per $1 spend on Petrol

  Up to 8 miles per $1 spend on Expedia and Agoda

  Up to 3 miles per $1 overseas spend

  1.4  miles per $1 local spend

  4x airport lounge access with Priority Pass

  Receive 20,000 bonus miles with min. annual spend

  Up to 6.4 bonus miles per $1 spend with KrisFlyer UOB Account

  No minimum spend

  Apply and receive up to 26,000 miles

Key Benefits

  Up to 20% savings at SPC

  Up to 8 miles per $1 spend on Expedia and Agoda

  Up to 3 miles per $1 overseas spend

  1.4  miles per $1 local spend

  4x airport lounge access with Priority Pass

  Up to 6.4 bonus miles per $1 spend with KrisFlyer UOB Account

  No minimum spend

  Apply and receive up to 26,000 miles

Key Benefits

  Up to 20% savings at SPC

  4 miles per $1 spend on dining OR

  4 miles per $1 spend on beauty & wellness OR

  4 miles per $1 spend on fashion (online or offline) OR

  4 miles per $1 spend on travel expenses OR

  4 miles per $1 spend family (including groceries) OR

  4 miles per $1 spend on transport (including petrol) OR

  4 miles per $1 spend on entertainment

  Up to 4.00% p.a. interest for UOB One Account

  No minimum spend

Key Benefits

  20.65% savings + 1.2 miles per $1 spend at Caltex

  1.2  miles per $1 local spend

  2.8 miles per $1 spend on flights

  2.8 miles per $1 spend in foreign currency

  Up to 3% p.a. interest for Maybank Save Up Account

  Complimentary access to selected lounges subject to min. spend

  $0 / $800 tiered minimum spend

  Apply online and receive $200 Cash Credit Or

  Apply online and receive Samsonite Luggage Or

  Apply online and receive 10,000 air miles Or

  Apply online and receive Apple AirPods

Key Benefits

  Up to 24.9% savings at Sinopec

  Up to 1% cashback on all spend

  Up to 7.65% p.a. interest for OCBC 360 Account

  $0 / $1,000 tiered minimum spend

Key Benefits

  Up to 20.1% savings + 1 mile per $1 spend at Caltex

  1 mile per $1 spend

  24x complimentary lounge access with Priority Pass

  No minimum spend

  Apply online and receive 8% cashback on all spend

Key Benefits

  Up to 3.33% cash rebate on all spend

  Up to 3% p.a. interest for Maybank Save Up Account

  $300 / $1,000 / $2,000 tiered minimum spend

  Apply online and receive $200 Cash Credit Or

  Apply online and receive Samsonite Luggage Or

  Apply online and receive Apple AirPods

Key Benefits

  Up to 24.1% savings + 1.3 Travel$ per $1 spend at Sinopec

  Up to 7 Travel$ per $1 spend on Agoda

  2.1 Travel$ per $1 overseas spend

  1.3 Travel$ per $1 local spend

  Up to 7.65% p.a. interest for OCBC 360 Account

  No minimum spend

  Apply and receive up to 10,000 bonus miles

Key Benefits

  Up to 28% savings at SPC and 23.8% savings at Shell

  10% cash rebate on mobile contactless spend

  10% cash rebate on online spend

  10% cash rebate on overseas spend

  10% cashback on public transport

  Up to 4.00% p.a. interest for UOB One Account

  $800 minimum spend

  Apply and receive up to $350 Cash Credit