High mileage earn rate for your 2 preferred chosen categories
10X Uni$ capped at higher $3,000 spend per month as compared to UOB Lady's Card
Complimentary lounge access
Up to 10% SMART$ rebate at many popular merchants
Annual fee non-waivable
Min. spend to qualify for signup for cash credit
Credit Card Details
Eligibility : For ladies with min. income of $120,000 p.a.
Annual Card Fee : $588
Supplementary Cards : $288 (Waived for first 2 Supplementary Cards)
Earn you 0.4 miles for every $1 spend (or 1X UNI$) unless otherwise chosen as preferred category
Earn 4 miles for every $1 spend (or 10X UNI$) on your 2 chosen preferred categories. Choose from categories including Travel, Dining, Beauty & Wellness, Family, Fashion, Transport and Entertainment. You have the flexibility to change your categories every quarter. Login here to choose your categories
10X UNI$ capped at maximum of $3,000 spending per month
Beauty & Wellness category comprises of cosmetics stores, drug stores, health and beauty stores.
Fashion category comprises of any department store, retail store or shopping website that sells clothes, shoes and bags as its main business activity.
Dining cateogry comprises of restaurants, fast food restaurants, online food delivery.
Family category comprises of Grocery stores and Baby & Kids stores.
Travel category comprises of airlines, hotels & resorts bookings and duty-free stores.
Transport category comprises of Fuel stations, Taxi rides and local commuter transport.
Entertainment category comprises of bars, taverns, lounges, cinemas and Ticketing Servicing Providers.
Earn 4 miles for every $1 spend (or 10X UNI$) if you choose Beauty & Wellness or Family or Fashion as your preferred categories.
UOB Lady’s LuxePay Plan with 6 or 12 month installment plan with no interest nor processing fee
Online Shopping Benefits
Earn 4 miles for every $1 spend (or 10X UNI$) if you choose Beauty & Wellness or Family or Fashion or Travel or Dining as your preferred categories and shop on the relevant online websites
Shop with e-Commerce protection to provide coverage for your online purchase
Earn 4 miles for every $1 spend (or 10X UNI$) if you choose Travel as one of your preferred categories
2 complimentary lounge access via LoungeKey Access a year
2 complimentary one-way airport limousine rides a year
Complimentary DISCOVERY Black Membership which entitles you to additional privileged benefits such as double room upgrades, late check-out and guaranteed room availability
Earn 4 miles for every $1 spend (or 10X UNI$) if you choose Dining as one of your preferred categories
Groceries Shopping Benefits
Earn 4 miles for every $1 spend (or 10X UNI$) if you choose Family as one of your preferred categories
Earn 4 miles for every $1 spend (or 10X UNI$) if you choose Entertainment as one of your preferred categories
Earn 4 miles for every $1 spend (or 10X UNI$) on Grab rideds, taxis, buses and trains (via SimplyGo) if you choose Transport as one of your preferred categories
Petrol Stations Benefits
Earn 4 miles for every $1 spend (or 10X UNI$) on petrol (Except at Shell and SPC) if you choose Transport as one of your preferred categories
Up to 20% off at SPC (15% on site + 5% petrol discount ($3 petrol discount for every $60 gross spend))
Cashbacks and Conditions
Enjoy up to 10% SMART$ rebate at 300 outlets with UOB SMART$ Programme. 1 SMART$ is equivalent to $1. Use your SMART$ to offset your next purchase immediately to enjoy greater savings everyday
Deposit Account Benefits
(Optional) Get up to 2.44% p.a. interest on savings in your UOB One Account when you spend on your UOB Lady's Card and Credit Salary or make 3 GIRO debit transactions
Apply for your first UOB Card online and receive $100 cash credit when you charge a minimum of $1,000 worth of transactions to that Principal Credit Card within 30 days of approval (Until 29 Feb 2020)
Click here to go to UOB website for more details