UOB One Account

UOB One Account Interest Rates

UOB One Account comes with the UOB One Card which lets you earn up to 5% cash rebates / UOB One Debit Visa / MasterCard

First 2 chequebooks free

A balance fee of $2 will be charged if your average daily balance for the month is below $1,000

UOB One Account Interest Rates Computation

	Card Spend	Card Spend & Giro	Card Spend & Salary
First $15k	0.25% p.a.	0.75% p.a.	1.40% p.a.
Next $15k	0.25% p.a.	0.80% p.a.	1.40% p.a.
Next $15k	0.25% p.a.	0.85% p.a.	1.50% p.a.
Next $15k	0.25% p.a.	0.90% p.a.	1.50% p.a.
Next $15k	0.25% p.a.	2.50% p.a.	2.50% p.a.
Next $25k	0.05% p.a.	0.05% p.a.	3.60% p.a.
> $100k	0.05% p.a.	0.05% p.a.	0.05% p.a.

Get effective interest rates of up to 2.145% p.a. on your first $100,000 savings when you

1. Spend $500 on your UOB One Card and / or selected Cards including UOB Evol Visa Signature Card, UOB Lady's Card, UOB One Debit Visa / MasterCard and UOB Lady’s Debit Card.

2. Credit Salary (minimum $1,600) to your UOB One Account every month

Get effective interest rates of up to 1.16% p.a. on your first $75,000 savings when you

1. Spend $500 on your UOB One Card and / or selected Cards including UOB Evol Visa Signature Card, UOB Lady's Card, UOB One Debit Visa / MasterCard and UOB Lady’s Debit Card.

2. Make 3 GIRO debit transactions to your UOB One Account every month

Get effective interest rates of up to 0.25% p.a. on your first $75,000 savings when you only fulfill the first criteria of spending $500 on your UOB Credit Card every month

Receive base interest of 0.05% p.a. when you do not fulfill any criterias

UOB One Account Promotions

Apply for a UOB account online and deposit at least $5,000 of fresh funds in your new UOB Account within the account opening month to receive $60 / $30 Cash Credit for new UOB Deposit / existing UOB Deposit customers (Until 31 Oct 2022)

Apply for a UOB account online and register with PayNow and link your new account to either their NRIC or FIN to receive $10 Cash Credit. Account holders must remain registered as a UOB PayNow user for at least 1 month (Until 31 Oct 2022)

Register here and credit your salary (min. $1,600) via GIRO within 2 calendar months from the date of submission of the participation form to receive $50 Cash Credit (Until 31 Dec 2022)

Click here to go to UOB website for more details