Money Lobang

Best Singapore Credit Cards for Everyday Daily Use

UOB One Card
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UOB One Card for min. income of $30,000 p.a.

Key Benefits

  Up to 24% savings at SPC and 22.4% at Shell

  Up to 10% cash rebate on transport

  Up to 10% cash rebate on groceries

  Up to 6% cash rebate on SP utilities bill

  Up to 5% cash rebate on all spending

  Up to 1.80% p.a. interest for UOB One Account

  $500 / $1,000 / $2,000 tiered minimum spend

  Apply and receive $150 cash credit

HSBC Revolution Credit Card
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HSBC Revolution Credit Card for min. income of $30,000 p.a.

Key Benefits

  4 miles per $1 spend on selected contactless payments

  4 miles per $1 spend on online spend

  Complimentary Entertainer App which unlocks 1-for-1 deals

  No minimum spend

  Apply to receive Samsonite Prestige Spinner luggage

  Or $150 cash back with min. spend

HSBC Advance Credit Card
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HSBC Advance Credit Card with min. income of $30,000 p.a.

Key Benefits

  Up to 3.5% cashback on all spend

  Complimentary Entertainer App which unlocks 1-for-1 deals

  $0 / $2,000 tiered minimum spend

  Apply to receive Samsonite Prestige Spinner luggage

  Or $150 cash back with min. spend

OCBC Frank Credit Card
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OCBC Frank Credit Card for min. income of $30,000 p.a.

Key Benefits

  Up to 29.3% savings on Petrol

  6% cash rebate on mobile contactless spend

  6% cash rebate on online spend

  6% cash rebate on in-store foreign currency spend

  6% cashback on public transport

  $600 minimum spend

  Apply and receive up to $50 cashback

Bank of China Family Card
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Bank of China Family Card for min. income of $30,000 p.a.

Key Benefits

  10% cash rebate on dining

  10% cash rebate on movies

  Up to 5% cash rebate at selected merchants

  3% cash rebate on supermarkets

  3% cash rebate on public transport

  3% cash rebate on online purchases

  3% cash rebate on hospital spend

  2% cash rebate on on all other spend for supp. card spend

  $800 minimum spend

American Express True Cashback Card
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American Express True Cashback Card for min. income of $30,000 p.a.

Key Benefits

  22.3% savings at SPC

  2.5% cashback on recurring bills

  2.5% cashback on overseas spend

  1.5% cashback on all spend

  No minimum spend

  Apply & receive additional 1.5% cashback for 1st 6 months

  Apply & receive up to $80 CapitaVouchers

DBS Live Fresh Card
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DBS Live Fresh Card for min. income of $30,000 p.a.

Key Benefits

  Up to 20.7% savings at Esso

  5% cashback on online shopping

  5% cashback on Visa contactless payments

  5% cashback on public transport

  $600 minimum spend

  Apply and receive up to $220 cashback OR

  Apply and receive up to $170 cashback

Standard Chartered Spree Credit Card
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Standard Chartered Spree Credit Card for min. income of $30,000 p.a.

Key Benefits

  Up to 20.9% savings at Caltex

  Up to 3% cashback on online transactions

  2% cashback on contactless and mobile payments

  1% cashback on all other spend

  No minimum spend

  Apply online and receive up to $200 cashback

American Express Singapore Airlines KrisFlyer Ascend Credit Card
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American Express SIA KrisFlyer Ascend Credit Card for min. income of $50,000 p.a.

Key Benefits

  21% savings at SPC

  3.2 KrisFlyer miles per $1 spend on Grab

  2 KrisFlyer miles per $1 spend on SIA & partners

  2 KrisFlyer miles per $1 spend overseas during Jun & Dec

  1.2 KrisFlyer miles per $1 spend

  No minimum spend

  4x access to SATS Premier & Plaza Premium Lounges

  Apply & receive B&O earbuds + 15,000 bonus KrisFlyer miles

  Apply & receive Hilton Hotel Stay

Bank of China F1rst Card
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Bank of China F1rst Card for students over 18 years old or min. income of $18,000 p.a.

Key Benefits

  0.5% cashback on all spend

  No minimum spend

  $500 credit limit

ICBC Unionpay Dual Currency Credit Card
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ICBC Unionpay Dual Currency Credit Card for min. income of $30,000 p.a.

Key Benefits

  Up to 3.2% cashback on all spend

  6x airport and railway lounge access with DragonPass

  RMB/SGD currency exchange charges waived

  $500 minimum spend

Citibank PremierMiles Card
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Citibank PremierMiles Card for min. income of $30,000 p.a.

Key Benefits

  Up to 16.4% savings + 1.2 miles per $1 spend on Petrol

  7 miles per $1 spend on Agoda

  2 miles per $1 spend overseas

  1.2 miles per $1 spend locally

  2x Airport lounge access with Priority Pass

  No minimum spend

  Apply online and receive up to 26,500 bonus miles

DBS Live Fresh Student Card
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DBS Live Fresh Student Card for students over 18 years old

Key Benefits

  Up to 16.7% savings at Esso

  5% cashback on selected entertainment

  0.3% cashback on all other spend

  $500 credit limit

  No minimum spend

  Apply and receive $40 FoodPanda voucher

  Apply and receive AirPods with Charging Case

DBS Altitude Visa Signature Card
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DBS Altitude Visa Signature Card for min. income of $30,000 p.a.

Key Benefits

  Up to 16.4% savings + 1.2 miles per $1 spend on Petrol

  Up to 10 / 6 miles per $1 spend on Agoda / Expedia

  3 miles per $1 spend on online flight & hotel bookings

  2 miles per $1 spend overseas

  1.2 miles per $1 spend on bus & train rides

  1.2 miles per $1 spend locally

  2x airport lounge access with Priority Pass

  No minimum spend

  Apply and receive 10,000 bonus miles

  Apply and receive up to $220 cashback OR

  Apply and receive up to $170 cashback

American Express SIA KrisFlyer Credit Card
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American Express SIA KrisFlyer Credit Card for min. income of $30,000 p.a.

Key Benefits

  21% savings at SPC

  3.1 KrisFlyer miles per $1 spend on Grab

  2 KrisFlyer miles per $1 spend on SIA & partners

  2 KrisFlyer miles per $1 spend overseas during Jun & Dec

  1.1 KrisFlyer miles per $1 spend

  No minimum spend

  Apply & receive Acer Monitor + 10,000 bonus KrisFlyer miles