Money Lobang Reviews

Cash back or cash rebate refers to the credit that is credited back into your credit card after you have made your purchases with your credit card. It is typically a small percentage of the overall purchase and could be subject to terms and conditions...

The UOB EVOL Card is the best cash back credit card in Singapore 2024. The chaos caused by Covid-19 for physical card payments left the market screaming for more contactless payments which are safer for consumers and is now the norm in a post-covid era...

No-frills Cash Back Credit Cards are credit cards that offer a fixed cashback for all purchases without any minimum spend requirements. No-frills cash back credit cards are ideal for everyday general spend or large purchases and are most suitable for cardholders who want to be rewarded with cash back for their purchases but not be faced with the pressure of any spending requirements...

Singaporeans love to eat. Eating is an unofficial national hobby and contributes to a large part of monthly expenses for most Singaporeans. With that in mind, banks have tied up with many restaurants to offer discounts for dining during this festive period. In addition to the specific discounts, there are also credit cards that offer benefits such as cash rebates or cashback for dining anywhere...

With the widespread popularity of online shopping websites such as Lazada, Qoo10 or Shopee which promise lower prices than shopping at your traditional retail malls, there is a greater need for credit cards for online shopping which often reward online shoppers in the form of cashback or cash rebate. However, the amount of cashback awarded for online shopping has been decreasing...

There are a number of credit cards that provide savings for topping up petrol in Singapore. The savings usually come in the form of direct discount, cash backs or rebates and specific reward points from the petrol company or the bank itself...

Grocery shopping might not sound like the most exciting activity to do in the hustle bustle of our everyday lives but it is definitely one that most cannot do without. It is a costly affair as it can cost each family several hundred or even more than a thousand on groceries in a month. Through choosing the right grocery credit card..

Credit cards typically charge 3% to 3.5% for overseas transactions in a different currency. These transaction fees are usually lower then the merchant's exchange rate. Hence, it makes sense to charge your purchases in a foreign currency when abroad and use the credit card's exchange rate instead of the merchant's exchange rate...

Since 2019, CIMB has tightened the requirements for 10% cashback for CIMB Visa Signature Card and CIMB Platinum MasterCard. This is probably due to the fact they have probably hit their target milestones for number of cardholders and is unlikely to restore the generous requirements for cashback in the near future...

The newly updated OCBC Frank Credit Card earns 8% cash back on mobile contactless and online spend, foreign currency spend and 0.3% cash back on all other spend. Cardholders also earn an additional 2% cash back for selected green merchants. There is a cash back cap of $25 on each of the four categories...

With a 6% cash back on shopping and transport spend, the DBS Live Fresh Card has cut its benefits substantially although it remains a key product among DBS Credit Cards with regular promotions and tie-ups with popular merchants...

Formally known as Citibank Dividend Card, the Citi Cash Back Card has long been touted by Citi as the best cash back card to the extent they changed the name of the card to make it clear that this card is all about cash back. The card certainly offers the best and highest cash back for spending on major expenses among Citibank Credit Cards and is now one of the best Cashback Credit Cards in Singapore after a recent update to the card...

With an earn rate of 10X UNI$ (or 4 air miles per $1 spend) on contactless and online transactions, it ensures that one can earn the magical 4 air miles per $1 spend on almost anything and therefore rendering it the perfect general everyday spend card for miles chasers. We say "anything" because most merchants now accept contactless payments while you can buy almost anything online...

Mileage credit cards belong to category-based spending credit cards or broad-based spending credit cards or a mixture of both in order to attract more signups. Category-based spending credit cards usually reward users with miles (or points) for spending on specific categories...

While credit cards with cash rebate or cashback for dining is the overwhelmingly preferred choice for most when it comes to dining, some Singaporeans prefer to accumulate air miles or reward points instead. The main reason why it may be better to use mileage or reward points credit cards for dining is that most of them do not have any conditions for minimum spend...