Best Singapore Credit Cards

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Citi Cash Back Card for min. income of $30,000 p.a.

Key Benefits

  Up to 22.5% savings at Shell and 23.3% at Esso

  8% cashback at other petrol stations

  8% cashback on dining

  8% cashback on groceries

  $888 minimum spend

  Apply online and receive up to $350 cashback

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Citibank Rewards Card for min. income of $30,000 p.a.

Key Benefits

  4 miles per $1 spend on online spend

  4 miles per $1 spend on retail shopping

  Up to 2 miles per $1 spend on groceries

  No minimum spend

  Apply online and receive $350 cashback or 10,800 bonus miles

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HSBC Visa Platinum Credit Card for min. income of $30,000 p.a.

Key Benefits

  Up to 21.1% savings + 0.4 miles per $1 spend at Caltex

  Up to 19.9% savings + 0.4 miles per $1 spend at Shell

  5% cash rebate on dining

  5% cash rebate on groceries

  Complimentary Entertainer App which unlocks 1-for-1 deals

  $600 minimum spend

  Apply to receive Samsonite Prestige Spinner luggage

  Or $150 cash back with min. spend

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Standard Chartered Bonus$aver World MasterCard for Bonus$aver account holders with min. income of $30,000 p.a.

Key Benefits

  Up to 3.00% p.a. interest for Bonus$aver Account

  $500 / $2,000 tiered minimum spend

  Apply and receive up to $218 cashback

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UOB One Card for min. income of $30,000 p.a.

Key Benefits

  Up to 24% savings at SPC and 22.4% at Shell

  Up to 10% cash rebate on transport

  Up to 10% cash rebate on groceries

  Up to 6% cash rebate on SP utilities bill

  Up to 5% cash rebate on all spending

  Up to 1.80% p.a. interest for UOB One Account

  $500 / $1,000 / $2,000 tiered minimum spend

  Apply and receive $150 cash credit

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POSB Everyday Card for min. income of $30,000 p.a.

Key Benefits

  20.1% savings at SPC

  5% cash rebate at Sheng Siong

  3% cash rebate at Watsons

  1% cash rebate on recurring bills

  No minimum spend

  Apply and receive $220 cashback or Apple AirPods

  Apply and receive up to $150 cashback on Essentials

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HSBC Revolution Credit Card for min. income of $30,000 p.a.

Key Benefits

  2 miles per $1 spend on dining

  2 miles per $1 spend on online spend

  2 miles per $1 spend on entertainment

  Complimentary Entertainer App which unlocks 1-for-1 deals

  No minimum spend

  Apply to receive Samsonite Prestige Spinner luggage

  Or $150 cash back with min. spend

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American Express Platinum Credit Card for min. income of $50,000 p.a.

Key Benefits

  Up to 50% off popular restaurants

  21% savings at SPC

  3.47 miles per $1 spend at Platinum EXTRA Partners

  0.69 miles per $1 spend on all other spend

  No minimum spend

  Apply & receive up to bonus 27,777 miles with min. spend

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HSBC Advance Credit Card with min. income of $30,000 p.a.

Key Benefits

  Up to 3.5% cashback on all spend

  Complimentary Entertainer App which unlocks 1-for-1 deals

  $0 / $2,000 tiered minimum spend

  Apply to receive Samsonite Prestige Spinner luggage

  Or $150 cash back with min. spend

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OCBC Frank Credit Card for min. income of $30,000 p.a.

Key Benefits

  Up to 29.3% savings on Petrol

  6% cash rebate on mobile contactless spend

  6% cash rebate on online spend

  6% cash rebate on in-store foreign currency spend

  6% cashback on public transport

  $600 minimum spend

  Apply and receive $50 cashback + additional 4% cashback

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Citibank SMRT Card for min. income of $30,000 p.a.

Key Benefits

  7.3% SMRT$ rebate on groceries

  5% SMRT$ rebate on selected F&B outlets

  Up to 5% SMRT$ rebate on entertainment

  Up to 5% SMRT$ rebate on selected merchants

  3% SMRT$ rebate on online shopping

  Up to 2% SMRT$ rebate on EZ-Reload ATUs

  Up to 1% cash rebate on selected bills

  $300 minimum spend

  Apply online and receive up to $120 cashback

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Bank of China Family Card for min. income of $30,000 p.a.

Key Benefits

  10% cash rebate on dining

  10% cash rebate on movies

  Up to 5% cash rebate at selected merchants

  3% cash rebate on supermarkets

  3% cash rebate on public transport

  3% cash rebate on online purchases

  3% cash rebate on hospital spend

  2% cash rebate on on all other spend for supp. card spend

  $800 minimum spend

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American Express True Cashback Card for min. income of $30,000 p.a.

Key Benefits

  22.3% savings at SPC

  2.5% cashback on overseas spend

  1.5% cashback on all spend

  No minimum spend

  Apply & receive additional 1.5% cashback for 1st 6 months

  Apply & receive up to $60 CapitaVouchers

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American Express SIA KrisFlyer Ascend Credit Card for min. income of $50,000 p.a.

Key Benefits

  21% savings at SPC

  3.2 KrisFlyer miles per $1 spend on Grab

  2 KrisFlyer miles per $1 spend on SIA & partners

  2 KrisFlyer miles per $1 spend overseas during Jun & Dec

  1.2 KrisFlyer miles per $1 spend

  No minimum spend

  4x access to SATS Premier & Plaza Premium Lounges

  Apply & receive up to 37,000 bonus KrisFlyer miles

  Apply & receive Hilton Hotel Stay

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Standard Chartered Spree Credit Card for min. income of $30,000 p.a.

Key Benefits

  Up to 20.9% savings at Caltex

  Up to 3% cashback on online transactions

  2% cashback on contactless and mobile payments

  1% cashback on all other spend

  No minimum spend

  Apply online and receive $100 cashback