
Last updated on 2026-01-10
Potentially high interest rate
Bonus interest rates subjected to credit salary, insure, invest and credit card spend
More realistic effective interest rate of 2.05% p.a. if you don't insure and invest
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The minimum average daily balance is $3,000 falling below which will incur a fee of $5
Account comes with a free cheque book
| Interest | |
|---|---|
| Base Interest | 0.05% p.a. |
| Credit Cards Spend | 1.00% p.a. |
| Credit Salary | 1.00% p.a. |
| Insure $12k | 2.50% p.a. |
| Invest $20k | 2.50% p.a. |
| Total | 7.05% p.a. |
Earn 1.00% p.a. bonus interest on your savings with a minimum spend of $1,000 per month on your Bonu$aver World MasterCard Credit Card or Debit Card
Earn 1.00% p.a. bonus interest when you credit a minimum of $3,000 monthly salary into your Bonus$aver account
Earn 2.50% p.a. bonus interest when you invest in an eligible Unit Trust with a minimum subscription sum of $20,000
Earn 2.50% p.a. bonus interest when you purchase an eligible Insurance Policy with a minimal annual premium of $12,000
Earn prevailing base interest of 0.05% p.a. on your savings in months that you don't meet the $500 spend requirement on all savings below $200,000
Earn up to 7.05% p.a. bonus interest on first $100,000 average daily balance for the month
Enable Multi-Currency feature to access 14 currencies with $0 overseas transaction fees
From now till 31 Jan 2026, apply for a new Bonus$aver account and Bonu$aver World MasterCard Credit Card and deposit and maintain a minimum of $50,000 in fresh funds to receive $168 Cashback
Click here to go to Standard Chartered website for more details