Credit Cards With No Minimum Spend

like-icon 13 people like this
Citibank Rewards Card for min. income of $30,000 p.a.

Key Benefits

  Up to 8 miles per $1 spend on online spend

  4 miles per $1 spend on retail shopping

  Up to 2 miles per $1 spend on groceries

  No minimum spend

  Apply online and receive 10,800 bonus miles

like-icon 7 people like this
POSB Everyday Card for min. income of $30,000 p.a.

Key Benefits

  20.1% savings at SPC

  15% cash rebate on online food delivery

  5% cash rebate on groceries

  3% cash rebate at Watsons

  1% cash rebate on recurring bills

  No minimum spend

  Apply and receive $200 cashback or Apple AirPods

  Apply and receive up to $150 cashback on Essentials

like-icon 6 people like this
HSBC Revolution Credit Card for min. income of $30,000 p.a.

Key Benefits

  2 miles per $1 spend on dining

  2 miles per $1 spend on online spend

  2 miles per $1 spend on entertainment

  Complimentary Entertainer App which unlocks 1-for-1 deals

  No minimum spend

  Apply to receive Samsonite Prestige Spinner luggage

  Or $150 cash back with min. spend

like-icon 5 people like this
American Express Platinum Credit Card for min. income of $50,000 p.a.

Key Benefits

  Up to 50% off popular restaurants

  21% savings at SPC

  3.47 miles per $1 spend at Platinum EXTRA Partners

  0.69 miles per $1 spend on all other spend

  No minimum spend

  Apply & receive up to bonus 27,777 miles with min. spend

like-icon 4 people like this
Standard Chartered Spree Credit Card for min. income of $30,000 p.a.

Key Benefits

  Up to 20.9% savings at Caltex

  Up to 3% cashback on online transactions

  2% cashback on contactless and mobile payments

  1% cashback on all other spend

  No minimum spend

  Apply online and receive $100 cashback

like-icon 4 people like this
DBS Esso MasterCard for min. income of $30,000 p.a.

Key Benefits

  Up to 23.6% savings at Esso

  No minimum spend

  Apply and receive up to $120 fuel savings

like-icon 4 people like this
American Express True Cashback Card for min. income of $30,000 p.a.

Key Benefits

  22.3% savings at SPC

  2.5% cashback on overseas spend

  1.5% cashback on all spend

  No minimum spend

  Apply & receive additional 1.5% cashback for 1st 6 months

  Apply & receive up to $60 CapitaVouchers

like-icon 4 people like this
American Express SIA KrisFlyer Ascend Credit Card for min. income of $50,000 p.a.

Key Benefits

  21% savings at SPC

  3.2 KrisFlyer miles per $1 spend on Grab

  2 KrisFlyer miles per $1 spend on SIA & partners

  2 KrisFlyer miles per $1 spend overseas during Jun & Dec

  1.2 KrisFlyer miles per $1 spend

  No minimum spend

  4x access to SATS Premier & Plaza Premium Lounges

  Apply & receive up to 21,000 bonus KrisFlyer miles

  Apply & receive Hilton Hotel Stay

like-icon 3 people like this
Bank of China F1rst Card for students over 18 years old or min. income of $18,000 p.a.

Key Benefits

  0.5% cashback on all spend

  No minimum spend

  $500 credit limit

like-icon 3 people like this
DBS Live Fresh Student Card for students over 18 years old

Key Benefits

  Up to 16.7% savings at Esso

  5% cashback on selected entertainment

  0.3% cashback on all other spend

  $500 credit limit

  No minimum spend

  Apply and receive $40 FoodPanda voucher

  Apply and receive AirPods with Charging Case

like-icon 3 people like this
American Express SIA KrisFlyer Credit Card for min. income of $30,000 p.a.

Key Benefits

  21% savings at SPC

  3.1 KrisFlyer miles per $1 spend on Grab

  2 KrisFlyer miles per $1 spend on SIA & partners

  2 KrisFlyer miles per $1 spend overseas during Jun & Dec

  1.1 KrisFlyer miles per $1 spend

  No minimum spend

  Apply & receive up to 13,000 bonus KrisFlyermiles

like-icon 3 people like this
Citibank PremierMiles Card for min. income of $30,000 p.a.

Key Benefits

  Up to 16.4% savings + 1.2 miles per $1 spend on Petrol

  7 miles per $1 spend on Agoda

  Up to 4 miles per $1 spend on selected online spend

  Up to 3 miles per $1 spend on groceries

  2 miles per $1 spend overseas

  1.2 miles per $1 spend locally

  2x Airport lounge access with Priority Pass

  No minimum spend

  Apply online and receive up to 26,500 bonus miles

like-icon 3 people like this
DBS Altitude Visa Signature Card for min. income of $30,000 p.a.

Key Benefits

  Up to 16.4% savings + 1.2 miles per $1 spend on Petrol

  6 miles per $1 spend on Expedia

  Up to 4 miles per $1 spend online

  3 miles per $1 spend on online flight & hotel bookings

  2 miles per $1 spend overseas

  1.2 miles per $1 spend on bus & train rides

  1.2 miles per $1 spend locally

  2x airport lounge access with Priority Pass

  No minimum spend

  Apply and receive 10,000 bonus miles or Apple AirPods

  Apply and receive up to $150 cashback on Essentials

like-icon 2 people like this
American Express Rewards Card for min. income of $30,000 p.a.

Key Benefits

  21% savings at SPC

  0.83 mile per $1 spend on Favourite 5 places

  0.55 mile per $1 spend elsewhere

 Bonus 0.28 mile per $1 spend with min. annual spend

  No minimum spend

  Apply and receive bonus 0.55 mile per $1 spend in first 3 months

  Apply and receive 13,333 bonus miles with min. spend

like-icon 2 people like this
American Express Gold Card for min. income of $55,000 p.a.

Key Benefits

  21% savings  at SPC

  0.69 miles per $1 spend on all spend

  No pre-set spending limit

  No minimum spend

like-icon 2 people like this
American Express Platinum Reserve Credit Card for min. income of $150,000 p.a.

Key Benefits

  Up to 50% off popular restaurants

  21% savings at SPC

  3.47 miles per $1 spend at Platinum EXTRA Partners

  0.69 miles per $1 spend on all other spend

  No minimum spend

  Apply & receive free 2 nights stay at Frasers Properties

  Apply & receive 27,777 bonus miles with min. spend

like-icon 2 people like this
Citi Clear Card for students over 18 years old or min. income of $18,000 p.a.

Key Benefits

  Up to 16.4% savings + 0.4 mile per $1 spend at Esso

  0.4 mile per $1 local spend

  $500 credit limit

  No minimum spend

  Apply and receive $20 cash credit

like-icon 2 people like this
UOB Lady's Solitaire Metal Card for ladies with min. income of $120,000 p.a.

Key Benefits

  Up to 20% savings at SPC

  Up to 4.8 miles per $1 spend on fashion (online or offline) OR

  4 miles per $1 spend on travel expenses OR

  4 miles per $1 spend on beauty & wellness OR

  4 miles per $1 spend family (including groceries) OR

  4 miles per $1 spend on dining OR

  4 miles per $1 spend on transport (including petrol) OR

  4 miles per $1 spend on entertainment

  Up to 2.44% p.a. interest for UOB One Account

  6x complimentary access to airport lounges via Lounge Key

  No minimum spend

  Apply and receive $150 cash credit

like-icon 2 people like this
Standard Chartered PruPrestige Visa Signature Credit Card for Prudential policyholders with min. income of $30,000 p.a.

Key Benefits

  4% premium rebate on overseas spend

  2% premium rebate on dining

  0.6% premium rebate on insurance

  No minimum spend

  Apply online and receive $100 cashback

like-icon 2 people like this
CIMB World MasterCard for min. income of $120,000 p.a.

Key Benefits

  2% cash rebate on wine & dine

  2% cash rebate on entertainment & recreation

  2% cash rebate on automobile or duty free stores

  1.5% cash rebate on all other spend

  No minimum spend

  Apply online and receive $50 cash credit

like-icon 2 people like this
OCBC VOYAGE Visa Infinite Card for min. income of $120,000 p.a.

Key Benefits

  Up to 20% savings + 1.2 VOYAGE miles per $1 spend on petrol

  2.3 VOYAGE miles per $1 spend in foreign currency

  1.6 VOYAGE miles per $1 spend on dining

  1.2 VOYAGE miles per $1 local spend

  Unlimited Plaza Premium lounges access

  No minimum spend

  Apply and receive 15,000 or 150,000 bonus VOYAGE miles

like-icon 2 people like this
OCBC Titanium Rewards Credit Card for min. income of $30,000 p.a.

Key Benefits

  Up to 20% savings + 0.4 mile per $1 spend at Sinopec

  Up to 8 miles per $1 spend on retail shopping

  Up to 8 miles per $1 spend on online shopping

  No minimum spend

like-icon 2 people like this
DBS Woman's World MasterCard for min. income of $80,000 p.a.

Key Benefits

  4 miles per $1 spend on online purchases

  1.2 miles per $1 spend on overseas spend

  No minimum spend

  Apply and receive $200 cashback or Apple AirPods

  Apply and receive up to $150 cashback on Essentials

like-icon 2 people like this
UOB Preferred Platinum Visa Card for min. income of $30,000 p.a.

Key Benefits

  Up to 20% savings at SPC

  4 miles per $1 spend on selected contactless payments

  4 miles per $1 spend on online purchases

  No minimum spend

  Apply and receive $150 cash credit

like-icon 1 people like this
Maybank eVibes Card for students over 18 years old or NSFs accepted to a list of institutions

Key Benefits

  1% cashback on all spend

  $500 credit limit

  No minimum spend

  Apply and receive Adidas Wristwatch

like-icon 1 people like this
Bank of China Travel Card for min. income of $30,000 p.a.

Key Benefits

  0.33 mile per $1 overseas spend

  No minimum spend

like-icon 1 people like this
Standard Chartered Priority Visa Infinite Credit Card for Priority/Private Banking customers with min. income of $30,000 p.a.

Key Benefits

  Up to 19.2% savings + 1 mile per $1 spend at Caltex

  1 mile per $1 spend

  24x complimentary lounge access with Priority Pass

  No minimum spend

  Apply online and receive $100 cashback

like-icon 1 people like this
Standard Chartered Manhattan $500 Card for students over 18 years old or min. income of $18,000 p.a.

Key Benefits

  Up to 15.1% savings at Caltex

  0.25% cashback on all spend

  $500 credit limit

  No minimum spend

like-icon 1 people like this
UOB UnionPay Card for min. income of $30,000 p.a.

Key Benefits

  Up to 21.6% savings at SPC

  2% rebate on all spend

  No minimum spend

  Apply and receive $150 cash credit

like-icon 1 people like this
Maybank World MasterCard for min. income of $80,000 p.a.

Key Benefits

  15% savings + 4 miles per $1 spend on petrol

  4 miles per $1 spend on selected F&B outlets

  4 miles per $1 spend on selected retailers

  No minimum spend

  Complimentary access to selected lounges subject to min. spend