Money Lobang

Best Credit Cards for Retail Shopping Rewards in Singapore

Citibank Rewards Card
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Citibank Rewards Card for min. income of $30,000 p.a.

Key Benefits

  4 miles per $1 spend on online spend

  4 miles per $1 spend on retail shopping

  4 miles per $1 spend on transport

  No minimum spend

  Apply online and receive 10,800 bonus miles

POSB Everyday Card
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POSB Everyday Card for min. income of $30,000 p.a.

Key Benefits

  20.1% savings at SPC

  5% cash rebate at Sheng Siong

  3% cash rebate at Watsons

  1% cash rebate on recurring bills

  No minimum spend

  Apply and receive up to $220 cashback

  Apply and receive up to $170 cashback on Essentials

American Express Platinum Credit Card
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American Express Platinum Credit Card for min. income of $50,000 p.a.

Key Benefits

  Up to 50% off popular restaurants

  21% savings at SPC

  3.47 miles per $1 spend at Platinum EXTRA Partners

  0.69 miles per $1 spend on all other spend

  No minimum spend

  Apply & receive up to bonus 13,8888 miles with min. spend

  Apply & receive $150 Lazada Vouchers

Citibank SMRT Card
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Citibank SMRT Card for min. income of $30,000 p.a.

Key Benefits

  7.3% SMRT$ rebate on groceries

  5% SMRT$ rebate on selected F&B outlets

  Up to 5% SMRT$ rebate on entertainment

  Up to 5% SMRT$ rebate on selected merchants

  3% SMRT$ rebate on online shopping

  Up to 2% SMRT$ rebate on EZ-Reload ATUs

  Up to 1% cash rebate on selected bills

  $300 minimum spend

  Apply online and receive up to $120 cashback

Bank of China Family Card
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Bank of China Family Card for min. income of $30,000 p.a.

Key Benefits

  10% cash rebate on dining

  10% cash rebate on movies

  Up to 5% cash rebate at selected merchants

  3% cash rebate on supermarkets

  3% cash rebate on public transport

  3% cash rebate on online purchases

  3% cash rebate on hospital spend

  2% cash rebate on on all other spend for supp. card spend

  $800 minimum spend

CIMB Visa Signature Card
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CIMB Visa Signature Card for min. income of $30,000 p.a.

Key Benefits

  10% cash rebate on supermarkets

  10% cash rebate on online shopping

  10% cash rebate on cruise lines expenses

  10% cash rebate on beauty & wellness

  10% cash rebate on pets shop and veterinary service

  $800 minimum spend

  Apply online and receive $100 Cash Credit

Maybank Family and Friends Card
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Maybank Family and Friends Card for min. income of $30,000 p.a.

Key Benefits

  Up to 20.88% savings on petrol in Sg

  Up to 8% cash rebate on fast food & food delivery in Sg

  Up to 8% cash rebate on groceries in Sg

  Up to 8% cash rebate on public transport and private hires in Sg

  Up to 8% cash rebate on petrol, fast food, food delivery, groceries & transport in Msia

  Up to 8% cash rebate on selected merchants

  Up to 8% cash rebate on recurring bills

  $500 / $800 tiered minimum spend

  Apply online and receive $100 cash credits

American Express Platinum Reserve Credit Card
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American Express Platinum Reserve Credit Card for min. income of $150,000 p.a.

Key Benefits

  Up to 50% off popular restaurants

  21% savings at SPC

  3.47 miles per $1 spend at Platinum EXTRA Partners

  0.69 miles per $1 spend on all other spend

  No minimum spend

  Apply & receive free 2 nights stay at Frasers Properties

  Apply & receive 27,777 bonus miles with min. spend

UOB Visa Signature Card
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UOB Visa Signature Card for min. income of $50,000 p.a.

Key Benefits

  Up to 20% savings at SPC

  4 miles per $1 spend on overseas spend

  4 miles per $1 spend on contactless payments

  4 miles per $1 spend on online purchases in foreign currencies

  $1,000 minimum spend

  Apply and receive $150 cash credit

DBS Takashimaya American Express Card
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DBS Takashimaya American Express Card for min. income of $30,000 p.a.

Key Benefits

  6% voucher rebate when shopping at Takashimaya

  Up to 5% discount at overseas Takashimayas

  $500 minimum spend

  Apply and receive $90 Taka Vouchers

UOB Lady's Solitaire Metal Card
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UOB Lady's Solitaire Metal Card for ladies with min. income of $120,000 p.a.

Key Benefits

  Up to 20% savings at SPC

  Up to 4.8 miles per $1 spend on dining OR

  4 miles per $1 spend on beauty & wellness OR

  4 miles per $1 spend on fashion (online or offline) OR

  4 miles per $1 spend on travel expenses OR

  4 miles per $1 spend family (including groceries) OR

  4 miles per $1 spend on transport (including petrol) OR

  4 miles per $1 spend on entertainment

  Up to 1.8% p.a. interest for UOB One Account

  6x complimentary access to airport lounges via Lounge Key

  No minimum spend

  Apply and receive $150 cash credit

OCBC Titanium Rewards Credit Card
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OCBC Titanium Rewards Credit Card for min. income of $30,000 p.a.

Key Benefits

  Up to 24.7% savings + 0.4 mile per $1 spend at Sinopec

  Up to 4 miles per $1 spend on retail shopping

  Up to 4 miles per $1 spend on online shopping

  No minimum spend

OCBC Plus! Visa Credit Card
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OCBC Plus! Visa Credit Card for min. income of $30,000 p.a.

Key Benefits

  Up to 22.9% savings at Esso and 24.9% at Sinopec

  Up to 7% rebate at NTUC FairPrice and Unity

  Up to 3.33% rebate on selected merchants

  1% rebate on telco bills

  $500 minimum out-store spend

OCBC NTUC Plus! Visa Credit Card
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OCBC NTUC Plus! Visa Credit Card for NTUC members with min. income of $30,000 p.a.

Key Benefits

  Up to 22.9% savings at Esso and 24.9% at Sinopec

  Up to 12% rebate at NTUC FairPrice and Unity

  Up to 3.33% rebate on selected merchants

  1% rebate on telco bills

  Up to 0.65% p.a. interest for NTUC-OCBC Starter Account

  $400 minimum out-store spend

Bank of China ZaoBao Card
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Bank of China ZaoBao Card for min. income of $30,000 p.a.

Key Benefits

  Up to 25.2% savings on Petrol

  10% cash rebate on newspaper subscriptions

  5% cash rebate on dining

  5% cash rebate on departmental stores

  5% cash rebate on overseas spend in China

  3% cash rebate on online purchases

  3% cash rebate on MCST fees

  1% cash rebate on on all spend above $2,000

  $600 / $2,000 tiered minimum spend