Deposit Details

Minimum initial deposit of $1,000

Minimum average daily balance of $3,000 ($2 fall below fee is waived for first year)

Comes with Singapore's first Online Banking tool, Money In$ights to help manage your budget, track your savings and categorise your expenditure

Make interbank transfers instantly with FAST - an industry wide service which allows for instant fund transfers between banks

360 Account comes with a YES! Debit Card

Interest Computation

	Deposits <$35k	Deposits $35k to $70k
Base Interest	0.05% p.a.	0.05% p.a.
Credit Salary	1.20% p.a.	2.00% p.a.
Insure or Invest	0.60% p.a.	1.20% p.a.
Increase Balance	0.30% p.a.	0.60% p.a.
Credit Cards Spend	0.30% p.a.	0.60% p.a.
Total Effective  Interest Rate	2.45% p.a.	3.45% p.a.

Earn base interest of 0.05% p.a. for your entire account balance

Earn up to 1.20% p.a. bonus interest for first $35,000 and 2.00% p.a. bonus interest for next $35,000 when you credit a minimum salary of $2,000 every month

Earn up to 0.60% p.a. bonus interest for first $35,000 and 1.20% p.a. bonus interest for next $35,000 when you insure with OCBC with endowment of at least $4,000 in annual premium or invest in investment products such as Unit Trust or Structured Deposits of at least $20,0000

Earn 0.30% p.a. bonus interest for first $35,000 and 0.60% p.a. bonus interest for next $35,000 when you increase account balance by at least $500 as compared to previous month

Earn 0.30% p.a. bonus interest for first $35,000 and 0.60% p.a. bonus interest for next $35,000 when you spend at least $500 on your OCBC Credit Cards every month

Earn 1.00% p.a. bonus interest for any incremental balance from previous month

The maximum effective interest is 3.45% p.a. + any extra bonus interest from monthly incremental balance after taking into account of the 2 tiers

You will get bonus interest on the first $70,000 of your account balance. On the months you do less, you will get less bonus interest

You will receive this bonus interest by the 7th business day (exclude Saturday, Sunday and Public Holiday) of the following month

Depositors can also earn an extra 1.00% p.a. save bonus interest on the first $70,000 if your account balance is $200,000 and above (effectively meaning depositors earn up to 4.20% p.a. on first $70,000 but only 0.05% p.a. on anything above $70,000)

Promotions

Open your first OCBC 360 Account and credit salary of at least $2,000 to get $50 Dairy Farm Group e-Voucher (Until 31 Mar 2020)

Click here to go to OCBC website for more details