Deposit Details

Minimum initial deposit of $1,000

Minimum average daily balance of $3,000 ($2 fall below fee is waived for first year)

Comes with Singapore's first Online Banking tool, Money In$ights to help manage your budget, track your savings and categorise your expenditure

Make interbank transfers instantly with FAST - an industry wide service which allows for instant fund transfers between banks

360 Account comes with a YES! Debit Card

Interest Computation

	1st $25k	Next $25k	Next $25k
Base Interest	0.05% p.a.	0.05% p.a.	0.05% p.a.
Credit Salary	0.40% p.a.	0.80% p.a.	1.20% p.a.
Increase Balance	0.10% p.a.	0.20% p.a.	0.40% p.a.
Invest	0.40% p.a.	0.80% p.a.	1.20% p.a.
Insure	0.40% p.a.	0.80% p.a.	1.20% p.a.
Effective  Interest	1.35% p.a.	2.65% p.a.	4.05% p.a.

Earn base interest of 0.05% p.a. for your entire account balance

Earn 0.40% / 0.80% / 1.20% p.a. bonus interest for first $25,000 / next $25,000 / next $25,000 when you credit a minimum salary of $1,800 every month (To be revised to 0.30% / 0.60% / 1.20% p.a. from 1 Feb 2020)

Earn 0.10% / 0.20% / 0.40% p.a. bonus interest for first $25,000 / next $25,000 / next $25,000 when you increase account balance by at least $500 as compared to previous month

Earn 0.40% / 0.80% / 1.20% p.a. bonus interest for first $25,000 / next $25,000 / next $25,000 when you insure with OCBC with endowment of at least $4,000 in annual premium (To be revised to 0.30% / 0.60% / 1.20% p.a. from 1 Feb 2020)

Earn 0.40% / 0.80% / 1.20% p.a. bonus interest for first $25,000 / next $25,000 / next $25,000 when you invest in investment products such as Unit Trust or Structured Deposits of at least $20,0000 (To be revised to 0.30% / 0.60% / 1.20% p.a. from 1 Feb 2020)

The maximum effective interest is 2.68% p.a. after taking into account of the 3 tiers (To be revised to 2.38% p.a. from 1 Feb 2020)

You will get bonus interest on the first $75,000 of your account balance. On the months you do less, you will get less bonus interest

You will receive this bonus interest by the 7th business day (exclude Saturday, Sunday and Public Holiday) of the following month

Depositors can also earn an extra 0.40% p.a. save bonus interest on the first $75,000 if your account balance is $200,000 and above (effectively meaning depositors earn up to 3.08% p.a. on first $75,000 but only 0.05% p.a. on anything above $75,000)

Promotions

Receive $100 NTUC FairPrice vouchers wehn you open OCBC 360 Account as your first account, with minimum salary credit of $1,800 (Until 31 Mar 2021)

Click here to go to OCBC website for more details