Money Lobang

OCBC 90°N Credit Card

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Petrol SavingsUp to 24.7%
Travel RebateUp to 7.0 miles/$1
Everyday Reward 1.2 miles/$1
Min Spend $0
Review on OCBC 90°N Credit Card
Pros

Miles do not expire

Redemption of miles in low blocks of 1,000 miles

No mileage conversion fees

Flexibility to convert to cashback

High mileage earn rate for Agoda bookings

Cons

Rather ordinary mileage earn rate

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Credit Card Details Credit Card Details

Eligibility : $30,000 p.a.

Annual Card Fee : $192.60 (Waived for 1st year)

Supplementary Cards : $96.30 (Waived for 1st year)

 

Everyday Rewards Everyday Rewards

Earn 6 Travel$ for every $5 local spend (or 1.2 Travel$ for every $1 spend )

Miles do not expire

Conversion rate of 1 Travel$ = 1 air mile

Redeem your flights with conversion in blocks of 1,000 Travel$ with no conversion fees

Earn 10,000 bonus Travel$ upon renewal of card

 

Travel Benefits Travel Benefits

Earn 35 Travel$ for every $5 spent on Agoda in foreign currency (or 7 Travel$ for every $1 spend ) (Until 31 Jul 2021)

Earn 30 Travel$ for every $5 spent on Agoda in SGD (or 6 Travel$ for every $1 spend ) (Until 31 Jul 2021)

Earn 10.5 Travel$ for every $5 overseas spend (or 2.1 Travel$ for every $1 spend )

 

Petrol Stations Benefits Petrol Stations Benefits

14.9% savings at Caltex (14% on site + 0.9% LinkPoints) + 6 Travel$ for every $5 local spend (or 1.2 Travel$ for every $1 spend )

Up to 16.4% savings at Esso (14% onsite + up to 2.4% Smiles Points) + 6 Travel$ for every $5 local spend (or 1.2 Travel$ for every $1 spend )

24.7% savings at Sinopec (23% onsite + 1.67% X Points) + 6 Travel$ for every $5 local spend (or 1.2 Travel$ for every $1 spend )

 

Cashback and Conditions Rebates and Conditions

Convert your Travel$ to cashback at a rate of 7,000 Travel$ = $100 or 1 Travel$ = $0.0143 (To revert to 1 Travel$ = $0.01 from 1 Jan 2020)

 

No minimum spend Minimum Spend

No minimum spend required to enjoy card benefits

 

Click here to go to OCBC website for more details about OCBC 90°N Credit Card.

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