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OCBC 365 Credit Card

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Rating: 4 Stars5.0/5.0 (1 Reviews)

Editor's Choice for Best Cashback Credit Card for Dining

Editor's Choice for Best Credit Card for Petrol

Bills Rebate 3% Attribute
Dining Rebate 5% Attribute
Groceries 3% Attribute
Petrol SavingsUp to 28.7% Attribute
Transport 3% Attribute
Min SpendFrom $800 Image
Deposit RateUp to 7.65% Image

Last updated on 2024-04-01

OCBC 365 Credit Card Review

Pros Pros

High cashback for everyday dining, recurring bills and petrol spend

High deposit rate if use for OCBC 360 Account

Cons Cons

Low 3% cashback for transport

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Credit Card Details OCBC 365 Card Annual Fees

Eligibility : $30,000 p.a.

Annual Card Fee : $180 plus GST (Waived for first 2 years)

Supplementary Cards : $90 plus GST (Waived for first 2 years)

Comes with Visa Signature Concierge which is available 24 hours a day, 7 days a week for all your needs


Petrol Stations Benefits OCBC 365 Card Petrol Stations Benefits

Enjoy 6% cashback on the nett transacted amount at all petrol stations

Enjoy up to 28.7% savings at Sinopec with the cashbacks (23% onsite + 4.6% cashback + 1.1% X Points)

Enjoy up to 22.8% savings with the cashback (16% onsite + 5.0% cashback + Smiles Points worth up to 1.8%) at Esso

Enjoy up to 23.5% savings (18% onsite + 4.9% cashback + 0.6% LinkPoints) at Caltex


Dining Benefits OCBC 365 Card Dining Benefits

5% cashback for everyday dining locally and overseas (including online food delivery)


Groceries Shopping Benefits OCBC 365 Card Groceries Shopping Benefits

3% cashback on local and overseas groceries (including online groceries)


Transport Benefits OCBC 365 Card Transport Benefits

3% cashback on local and overseas private hire rides (Go-Jek, Grab but excluding GrabPay, etc), taxis and Bus and train rides using SimplyGo

3% cashback on Electric vehicle charging


Bills Benefits OCBC 365 Card Recurring Bills Benefits

3% cashback on recurring telco and electricity bills

3% cashback on streaming services


Deposit Account Benefits OCBC 360 Account Benefits

(Optional) Get up to 7.65% p.a. interest on savings in your OCBC 360 Account when you spend on your OCBC Card, Credit Salary, Save, Invest and Insure with OCBC


Cashback and Conditions OCBC 365 Card Cashbacks and Conditions

3% cashback on Watsons

0.3% cashback on all other spending

A minimum of $800 / $1,600 is required for cashback. Cashback amount is capped at $80 / $160 per calendar month. If you spend less than $800 in a calendar month, a flat 0.3% cashback is awarded


Deposit Account Benefits OCBC 365 Card Promotions

Apply for a new OCBC 365 Credit Card online and receive 6 x $6 vouchers from each of Caltex and Esso to offset your fuel purchases


Click here to go to OCBC website for more details about OCBC 365 Credit Card.

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1 Reviews
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5.0/5.0 (1)
5.0/5.0 (1)

OCBC 365 Credit Card Review

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