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OCBC 365 Credit Card

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Rating: 5.0/5.0 (1 Reviews)

Editor's Choice for Best Cashback Credit Card for Dining

Editor's Choice for Best Credit Card for Petrol

Bills Rebate 3%
Dining Rebate 6%
Groceries 3%
Petrol SavingsUp to 27.9%
Transport 3%
Travel Rebate 3%
Min Spend $800
Deposit RateUp to 7.65%

Last updated on 2022-11-16

OCBC 365 Credit Card Review


High cashback for everyday dining, recurring bills and petrol spend

High deposit rate if use for OCBC 360 Account


Low 3% cashback for transport, travel expenses

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Credit Card Details OCBC 365 Card Annual Fees

Eligibility : $30,000 p.a.

Annual Card Fee : $192.60 (Waived for first 2 years)

Supplementary Cards : $96.30 (Waived for first 2 years)

Comes with Visa Signature Concierge which is available 24 hours a day, 7 days a week for all your needs


Petrol Stations Benefits OCBC 365 Card Petrol Stations Benefits

Enjoy 5% cashback on the nett transacted amount at all petrol stations

Enjoy up to 27.9% savings at Sinopec with the cashbacks (23% onsite + 3.8% cashback + 1.1% X Points)

Enjoy up to 22.0% savings with the cashback (16% onsite + 4.2% cashback + Smiles Points worth up to 1.8%) at Esso

Enjoy up to 22.7% savings (18% onsite + 4.1% cashback + 0.6% LinkPoints) at Caltex


Dining Benefits OCBC 365 Card Dining Benefits

6% cashback for everyday dining locally and overseas (including online food delivery)


Groceries Shopping Benefits OCBC 365 Card Groceries Shopping Benefits

3% cashback on local and overseas groceries (including online groceries)


Travel Benefits OCBC 365 Card Travel Benefits

3% cashback for online air, cruise and railway tickets, hotel and tour bookings

Charge your round-trip air/sea/land travel tickets to your OCBC 365 Credit Card and you will get to enjoy up to $500k complimentary Travel Personal Accident Insurance and up to $400 coverage for Baggage Loss


Transport Benefits OCBC 365 Card Transport Benefits

3% cashback on local and overseas private hire rides (Go-Jek, Grab but excluding GrabPay, etc) and taxis


Bills Benefits OCBC 365 Card Recurring Bills Benefits

3% cashback on recurring telco and electricity bills


Deposit Account Benefits OCBC 360 Account Benefits

(Optional) Get up to 7.65% p.a. interest on savings in your OCBC 360 Account when you spend on your OCBC Card, Credit Salary, Save, Invest and Insure with OCBC


Cashback and Conditions OCBC 365 Card Cashbacks and Conditions

0.3% cashback on all other spending

A minimum of $800 is required for cashback. If you spend less than $800 in a calendar month, a flat 0.3% cashback is awarded

Cashback amount is capped at $80 per calendar month


Deposit Account Benefits OCBC 360 Account Promotions

Open a new OCBC 360 Account and credit your salary of at least $1,800 per month through GIRO to receive $118 cash reward. Apply for OCBC 365 Credit Card and make 5 transactions within 2 months of account opening to receive additional $32 cash reward (Until 31 Dec 2022)

Get 8% cashback on all groceries and dining when you spend $80 or more on either of these categories in a single transaction every Thursday (Until 29 Dec 2022)


Click here to go to OCBC website for more details about OCBC 365 Credit Card.

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1 Reviews
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5.0/5.0 (1)
5.0/5.0 (1)

OCBC 365 Credit Card Review

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