Citibank SMRT Card

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Rating:

5.0/5.0 (3 Reviews)

Bills Rebate Up to 1%

Dining Rebate Up to 5%

Entertainment Up to 5%

Groceries Up to 7.3%

Online Rebate Up to 3%

Shopping Up to 5%

Signup Credit Up to $120

Transport Up to 2%

Min Spend $300

Review on Citibank SMRT Card

Pros

High rebate for entertainment, groceries, dining and selected merchants

Decent rebate even if did not meet low $300 min. spend

Cons

Low rebate for ATUs, recurring bills, online shopping

Signup for cashback offer subject to high min. spend

Apply & get up to $120 cashback

Free Property Listing

   List your property for Free
   No agent or listing fees
   Exposure on Sg Top Comparison Site

HSBC Advance Card Promotion

Up to 3.5% cashback on all spend
Entertainer App which unlocks 1-for-1 deals
Signup gift of Samsonite luggage OR
Signup gift of $150 cashback

Details
Reviews

Credit Card Details

Eligibility : $30,000 p.a.

Annual Card Fee : $192.60 (Waived for first 2 years)

Supplementary Cards : $96.30 (Waived for first 2 years for supplementary cards)

Entertainment Benefits

Enjoy up to 5% savings on coffee

5% SMRT$ is awarded for transactions at Starbucks Coffee, The Coffee Bean & Tea Leaf, Coffee Club, Dome Café, The Connoisseur Concerto (tcc), Gloria Jean's Coffees

Enjoy up to 5% savings on movies

5% SMRT$ is awarded for transactions at Cathay Cineplexes, Filmgarde, Golden Village and Shaw Theatres

Groceries Shopping Benefits

Enjoy up to 7.3% savings on groceries

7.3% SMRT$ will be awarded at FairPrice Xtra Kallang Wave

5% SMRT$ will be awarded at all other FairPrice Supermarkets, Sheng Siong and Giant

5% SMRT$ is awarded for transactions of $50 and above. 3% SMRT$ is awarded for transactions less than $50.

Dining Benefits

Enjoy up to 5% savings for selected merchants

5% SMRT$ is awarded for transactions McDonald’s, Pizza Hut, KFC, BreadTalk, Burger King, PastaMania, Sakae Sushi, Subway and Toast Box

Online Shopping Benefits

Enjoy up to 3% savings for online shopping

3% SMRT$ is awarded for online shopping and excludes all travel-related transactions

Shopping Benefits

Enjoy up to 5% savings for selected merchants

5% SMRT$ is awarded at POPULAR Bookstores, Toys 'R' Us and Pet Lovers Centre

2% SMRT$ at Watsons, Guardian, NTUC Unity Healthcare, GNC and Nature's Farm

Tranposrt Benefits Transport Benefits

2% SMRT$ is awarded for EZ-Reload Auto Top-ups

2% SMRT$ is awarded for EZ-Reload transactions of more than $30. 1% SMRT$ is awarded for EZ-Reload transactions of $30 or less.

Bills Benefits

1% SMRT$ is awarded for Telco bills (M1, Starhub or Singtel), Chubb Insurance premiums, Prudential premiums, Singapore Press Holdings subscriptions and town councils service and conservancy charges when you pay with Citibank One Bill

Cashback and Conditions Rebates and Conditions

Enjoy 0.3% SMRT$ for all other spend

SMRT$ rebate is awarded for monthly statement spend of $300 and above. For monthly statement spend of less than $300, SMRT$ earn rate will be 0.3% less for each category

Redeem your SMRT$ for vouchers and free rides online or cash rebate instantly via SMS

A maximum of 600 SMRT$ can be earned during any 12 month period

Petrol Stations Benefits

Enjoy up to 16.7% savings (14% onsite + 0.3% SMRT$ + up to 2.4% Smiles points) at Esso

Enjoy 15.9% savings on Shell fuel with the cashback (14% onsite + 0.3% SMRT$ + 1.6% Escape points) at Shell

Promotions

New Citibank cardholders can receive $120 cashback with minimum $1,200 spend from card approval date to the end of that first calendar month plus three additional full calendar months immediately after the end of that first month (Until 31 Jan 2021)

Click here to go to Citibank website for more details