Citibank SMRT Card

Citi SMRT Card Annual Fees

Eligibility : $30,000 p.a.

Annual Card Fee : $180 plus GST (Waived for first 2 years)

Supplementary Cards : $90 plus GST (Waived for first 2 years for supplementary cards)

Citi SMRT Card Groceries Shopping Benefits

Enjoy 5% SMRT$ will be awarded at Supermarkets

Citi SMRT Card Online Shopping Benefits

Enjoy 5% savings for online shopping

5% SMRT$ is awarded for online shopping and excludes all travel-related and mobile wallet transactions

Citi SMRT Card Transport Benefits

Enjoy 5% SMRT$ is awarded for private hires and public transport

Citi SMRT Card Cashb Rebates and Conditions

Enjoy 0.3% SMRT$ for all other spend

Enjoy 5% SMRT$ on Malaysia Ringgit spend (Until 28 Feb 2026)

5% SMRT$ rebate is awarded for monthly statement spend of $500 and above. For monthly statement spend of less than $500, SMRT$ earn rate will be 0.3% less for each category

Redeem your SMRT$ for vouchers and free rides online or cash rebate instantly via SMS

A maximum of 600 SMRT$ can be earned during any 12 month period

Citi SMRT Card Petrol Stations Benefits

Enjoy up to 15.8% savings (14% onsite + 0.3% SMRT$  + up to 1.8% Smiles points) at Esso

Enjoy 15.5% savings on Shell fuel with the cashback (14% onsite + 0.3% SMRT$  + 1.2% GO+ points) at Shell

Enjoy 17.6% savings at Caltex (17% on CaltexGO App + 0.6% LinkPoints) 

Citi SMRT Card Promotions

New Citibank cardholders can receive $300 cashback with minimum $800 spend from card approval date to the end of that first calendar month plus two additional full calendar months immediately after the end of that first month (Until 4 May 2026)

Click here to go to Citibank website for more details