Citibank SMRT Card

Citi SMRT Card Annual Fees

Eligibility : $30,000 p.a.

Annual Card Fee : $180 plus GST (Waived for first 2 years)

Supplementary Cards : $90 plus GST (Waived for first 2 years for supplementary cards)

Citi SMRT Card Groceries Shopping Benefits

Enjoy 5% SMRT$ will be awarded at Supermarkets

Citi SMRT Card Online Shopping Benefits

Enjoy 5% savings for online shopping

5% SMRT$ is awarded for online shopping and excludes all travel-related and mobile wallet transactions

Citi SMRT Card Transport Benefits

Enjoy 5% SMRT$ is awarded for private hires and public transport

Citi SMRT Card Cashb Rebates and Conditions

Enjoy 0.3% SMRT$ for all other spend

5% SMRT$ rebate is awarded for monthly statement spend of $500 and above. For monthly statement spend of less than $500, SMRT$ earn rate will be 0.3% less for each category

Redeem your SMRT$ for vouchers and free rides online or cash rebate instantly via SMS

A maximum of 600 SMRT$ can be earned during any 12 month period

Citi SMRT Card Petrol Stations Benefits

Enjoy up to 15.8% savings (14% onsite + 0.3% SMRT$  + up to 1.8% Smiles points) at Esso

Enjoy 15.5% savings on Shell fuel with the cashback (14% onsite + 0.3% SMRT$  + 1.2% GO+ points) at Shell

Enjoy 17.6% savings at Caltex (17% on CaltexGO App + 0.6% LinkPoints) 

Citi SMRT Card Promotions

New Citibank cardholders can receive $300 cashback with minimum $800 spend from card approval date to the end of that first calendar month plus two additional full calendar months immediately after the end of that first month (Until 30 Jun 2025)

Click here to go to Citibank website for more details