Money Lobang

Citibank SMRT Card

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Rating: 5.0/5.0 (3 Reviews)
GroceriesUp to 5%
Online RebateUp to 5%
Signup CreditUp to $300
TransportUp to 5%
Min Spend $500

Last updated on 2023-08-30

Citibank SMRT Card Review


High rebate for groceries and transport spend

Rebate capped at $600 per year and hence ideal for large one off purchases


Signup for cashback offer subject to high min. spend

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Credit Card Details Citi SMRT Card Annual Fees

Eligibility : $30,000 p.a.

Annual Card Fee : $180 plus GST (Waived for first 2 years)

Supplementary Cards : $90 plus GST (Waived for first 2 years for supplementary cards)


Groceries Shopping Benefits Citi SMRT Card Groceries Shopping Benefits

Enjoy 5% SMRT$ will be awarded at Supermarkets


Online Shopping Benefits Citi SMRT Card Online Shopping Benefits

Enjoy 5% savings for online shopping

5% SMRT$ is awarded for online shopping and excludes all travel-related and mobile wallet transactions


Tranposrt Benefits Citi SMRT Card Transport Benefits

Enjoy 5% SMRT$ is awarded for private hires and public transport


Cashback and Conditions Citi SMRT Card Cashb Rebates and Conditions

Enjoy 0.3% SMRT$ for all other spend

5% SMRT$ rebate is awarded for monthly statement spend of $500 and above. For monthly statement spend of less than $500, SMRT$ earn rate will be 0.3% less for each category

Redeem your SMRT$ for vouchers and free rides online or cash rebate instantly via SMS

A maximum of 600 SMRT$ can be earned during any 12 month period


Petrol Stations Benefits Citi SMRT Card Petrol Stations Benefits

Enjoy up to 15.8% savings (14% onsite + 0.3% SMRT$  + up to 1.8% Smiles points) at Esso

Enjoy 15.5% savings on Shell fuel with the cashback (14% onsite + 0.3% SMRT$  + 1.2% GO+ points) at Shell


Promotions Citi SMRT Card Promotions

New Citibank cardholders can receive $300 cashback with minimum $800 spend from card approval date to the end of that first calendar month plus two additional full calendar months immediately after the end of that first month (Until 1 Nov 2023)


Click here to go to Citibank website for more details

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3 Reviews
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5.0/5.0 (3)
5.0/5.0 (3)

Citibank SMRT Card Review

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