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OCBC Frank Credit Card

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Rating: 5.0/5.0 (1 Reviews)


Editor's Choice for Best Credit Card for Overseas Spending

Online Rebate 8%
Petrol SavingsUp to 30.3%
Min Spend $800
TransportUp to 10%
Travel Rebate 8%
Everyday Rebate 8%
Signup CreditUp to $120
Shopping 2% Green Merchants

Last updated on 2022-11-08

OCBC Frank Credit Card Review


High savings at Sinopec

High cashback for mobile contactless and online spend

High cashback for overseas spend

High cashback for SimplyGo


Low $25 combined cashback cap for mobile contactless and online spend

Most likely cashback of around 6% if you spend enough in foreign currency despite headline 10% cashback

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Credit Card Details OCBC Frank Card Annual Fees

Eligibility : $30,000 p.a.

Annual Card Fee : $80 (Waived for first 2 years)

Supplementary Cards : $40 (Waived for first 2 years)


Online Shopping Benefits OCBC Frank Card Online Shopping Benefits

8% rebates on online purchases (combined cap of $25 a month with online and mobile contactless spend)


Everyday Cashback OCBC Frank Card Everyday Cashback

8% cashback on in-store mobile contactless payments such as Apple Pay, Samsung Pay, Google Pay and Fitbit Pay (combined cap of $25 a month with online and mobile contactless spend)


Transport Benefits OCBC Frank Card Transport Benefits

10% cashback (8% contactless + 2% Green Merchant) on buses and train via Visa payWave on SimplyGo and Electric vehicle charging (8% cashback subject to combined cap of $25 a month for online spend and mobile contactless spend and 2% cashback capped at $25 a month for Green Merchant)


Travel Benefits OCBC Frank Card Travel Benefits

8% cashback on foreign currency spend for both online and offline (capped at $25 a month)


Travel Benefits OCBC Frank Card Green Merchants Benefits

Extra 2% cashback on selected Green Merchants (capped at $25 a month)


Cashback and Conditions OCBC Frank Card Cash Rebates and Conditions

0.3% cashback on all other purchases (capped at $25 a month)

Cashback subject to minimum $800 total spend and capped at $25 for each category and $100 in total (online + mobile contactless, foreign currency spend, all other spend, green merchants)


Deposit Account Benefits OCBC Frank Card Deposit Account Benefits

Receive higher effective interest rate of up to 0.20% p.a. and other perks with your OCBC Frank Account and Frank Debit Card


Petrol Stations Benefits OCBC Frank Card Petrol Stations Benefits

23.3% savings at Caltex (16% on CaltexGO App + 6.72% cashback + 0.6% LinkPoints)

Up to 22.7% savings at Esso (14% onsite + 6.88% rebate + 1.8% Smiles Points)

30.3% savings at Sinopec (23% onsite + 6.16% rebate + 1.1% X Points)

21.8% savings at SPC (15% onsite + 6.8% rebate)


Promotions OCBC Frank Card Promotions

Apply for new Frank Card and receive $120 / $80 cash credit with minimum spend of $1,200 / $800 for first 400 / 500 applicant (Until 31 Dec 2022)


Click here to go to OCBC website for more details

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1 Reviews
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5.0/5.0 (1)
5.0/5.0 (1)

OCBC Frank Credit Card Review

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