12 people like this
5.0/5.0 (2 Reviews)1. What are Cashback Credit Cards for Dining?
2. Best Cash Back Credit Cards for Dining
3. Which Credit Card is Best for Dining Cashback?
Singaporeans love to eat. Eating is an unofficial national hobby and contributes to a large part of monthly expenses for most Singaporeans. With that in mind, banks have tied up with many restaurants to offer discounts for dining during this festive period. In addition to the specific discounts, there are also credit cards that offer benefits such as cash rebates or cashback for dining anywhere. These cash rebates or cashback can be pretty substantial even though they are usually subjected to various minimum requirements. Let us examine and compare the various cashback credit cards for dining in the table below.
| Credit Card Issuer and Type of Card | Minimum Requirements / Conditions | Rate for Cash Rebate |
|
Minimum spend of $800 in a month |
Earn 10% cashback on dining locally and overseas |
|
|
Minimum spend of $800 in a month |
Earn 10% rebates on wine and dine expenses |
|
|
Minimum spend of $800 or $500 in a month |
Earn 8% or 5% cash rebate for retaurants, fast food & selected online food delivery |
|
|
Minimum spend of $600 in a month |
Earn 8% cash rebate on weekend dining & entertainment |
|
|
Minimum spend of $800 in a month |
Earn 6% cashback on dining |
|
|
Minimum spend of $600 in a month |
Earn 6% cashback on in-store mobile contactless spend |
|
|
Minimum spend of $800 in a month |
Earn 6% cashback for dining locally and overseas |
|
|
Minimum monthly spend of $600 in a month |
Earn 5% cash rebate on dining |
|
|
Minimum spend of $600 in a month |
Earn 5% cash rebate on dining |
|
|
Minimum monthly spend of $600 in a month |
Earn 5% cashback on selected contactless and mobile payments |
|
|
Minimum monthly spend of $600 for all 3 months in a quarter |
Earn 5% cash rebate on dining |
|
|
Minimum monthly spend of $2000 for all 3 months in a quarter |
Earn 5% cash rebates on all transactions |
|
|
Maximum spend of $5,000 for first 3 months |
Earn 4.5% cashback on all spend for first 3 months, 1.6% cashback after first 3 months. |
|
|
HSBC Advance customers / Non-HSBC Advance customers with minimum monthly spend of $2,000 |
Earn 3.5% / 2.5% cashback for all spend |
|
|
Minimum spend of $300 / $1,000 in a month for all 3 months in a quarter |
Earn 3.33% cash rebate on all spend |
|
|
Minimum spend of $500 a month for all 3 months in a quarter. Cashback only applicable on spending in excess of $500 each month |
Earn up to 2% / 5% / 8% cashback for 1st / 2nd / 3rd month in a quarter on all spend in excess of $500 for each month. Highest effective cashback rate is 3.2% |
|
|
Minimum spend of $1,000 in a month |
Earn 3% cashback on all spend |
|
|
Minimum spend of $3,000 in a month |
Earn 3% cash rebate on all spend |
|
|
Minimum spend of $500 in a month |
Earn 3% rebates on PayPass and online spend |
|
|
Maximum spend of $5,000 for first 6 months |
Earn 3% cashback on any purchase, 1.5% cashback after first 6 months. Earn additional 1% cashback for overseas spend |
|
|
Min. deposit of $100k in StanChart Unlimited$aver Account for 3% cashback |
Earn 3% cashback on any purchase else earn 1.5% cashback on any purchase if not linked to StanChart Unlimited$aver Account |
|
|
Minimum monthly spend of $800 in a month. Valid until 30 Jun 2021 |
Earn 3% cash rebates on dining |
|
|
Additional 2% cash rebate only on Manchester United Match days and if they win their match |
Earn 3% / 1% cash rebate on all spend |
The best credit card for dining cashback goes to OCBC 365 Credit Card which offers an attractive 6% cash rebate for everyday dining locally and overseas as well as online food delivery. The same card offers high potential savings of 24% on petrol as well as a useful 3% cashback on recurring telco bills and groceries. Total cashback is capped at $80 a month and a reasonable minimum monthly spend of $800.
Comparatively, Maybank Family & Friends Card which was previously the best card for dining has altered its terms to restrict its high 8% cashback for fast food and online food delivery only. The same card still offers 8% cashback for petrol and groceries in Singapore and Malaysia as well as recurring telco and contactless bus and train spendings. This card can still be useful for dining if the cardholder orders online food delivery and fast food often.
The rebooted OCBC Frank Credit Card adds an attractive 6% cashback for mobiles contactless spend...
A straight up comparison of the returns of Singapore savings bonds vs Singapore fixed deposits
My
Us
