Best Singapore Cashback Credit Cards with Dining Promotions

Best Singapore Cashback Credit Cards with Dining Promotions
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Dining Out in Singapore

Singaporeans love to eat. Eating is an unofficial national hobbyand contributes to a large part of monthly expenses for most Singaporeans. With that in mind, banks have tied up with many restaurants to offer discounts for dining during this festive period. In addition to the specific discounts, there are also credit cards that offer benefits such as cash rebates or cashback for dining anywhere. These cash rebates or cashback can be pretty substantial even though they are usually subjected to various minimum requirements. Let us examine and compare the various cashback credit cards for dining in the table below.

 

Credit Cards Cashback or Cash Rebate with
Dining Promotions Comparison Table

Credit Card Issuer and Type of Card Minimum Requirements / Conditions Rate for Cash Rebate

POSB Everyday Card

Minimum spend of $800 in a month

Earn up to 15% rebates for online food delivery and 5% rebates for dining

BOC Family Card

Minimum spend of $800 in a month

Earn 10% cashback on dining locally and overseas

CIMB Platinum MasterCard

Minimum spend of $800 in a month

Earn 10% rebates on wine and dine expenses

Maybank Family & Friends Card

Minimum spend of $800 or $500 in a month

Earn 8% or 5% cash rebate for dining

Citi Cash Back Card

Minimum spend of $888 in a month

Earn 8% cashback on dining

UOB Yolo Visa Signature Card

Minimum spend of $600 in a month

Earn 8% cash rebate on weekend dining & entertainment
Earn 3% cash rebate on weekday dining & entertainment

DBS Black Amex Card

Minimum spend of $1,000 in a month

Earn 6% cashback on all spend

OCBC 365 Credit Card

Minimum spend of $800 in a month

Earn 6% cashback for dining locally and overseas

HSBC Premier MasterCard

Minimum monthly spend of $600 in a month

Earn 5% cash rebate on dining

BOC ZaoBao Card

Minimum spend of $600 in a month

Earn 5% cash rebate on dining

DBS Live Fresh Card

Minimum monthly spend of $600 in a month

Earn 5% cashback on selected contactless and mobile payments

HSBC Visa Platinum Credit Card

Minimum monthly spend of $600 for all 3 months in a quarter

Earn 5% cash rebate on dining

Singtel-UOB Card

Minimum monthly spend of $300 in a month

Earn 5% cash rebate on dining

UOB One Card

Minimum monthly spend of $2000 for all 3 months in a quarter

Earn 5% cash rebates on all transactions

Standard Chartered Unlimited Cashback Card

Min. deposit of $100k / $50k in StanChart Unlimited$aver Account for 5% /3% cashback

Earn 5% / 3% cashback on any purchase else earn 1.5% cashback on any purchase if not linked to StanChart Unlimited$aver Account

HSBC Advance Credit Card

HSBC Advance customers / Non-HSBC Advance customers with minimum monthly spend of $2,000

Earn 3.5% / 2.5% cashback for all spend
Earn 2.5% / 1.5% cashback for all spend if minimum spend requirement not met

Maybank Platinum Visa Card

Minimum spend of $300 / $1,000 in a month for all 3 months in a quarter

Earn 3.33% cash rebate on local spend

ICBC Unionpay Dual Currency Card

Minimum spend of $500 a month for all 3 months in a quarter. Cashback only applicable on spending in excess of $500 each month

Earn up to 2% / 5% / 8% cashback for 1st / 2nd / 3rd month in a quarter on all spend in excess of $500 for each month. Highest effective cashback rate is 3.2%

ICBC Koipy Dual Currency Card

Minimum spend of $1,000 in a month

Earn 3% cashback on all spend

Standard Chartered MANHATTAN World MasterCard

Minimum spend of $3,000 in a month

Earn 3% cash rebate on all spend

SAFRA DBS Credit Card

Minimum spend of $500 in a month

Earn 3% rebates on PayPass and online spend

American Express True Cashback Card

Maximum spend of $5,000 for first 6 months

Earn 3% cashback on any purchase, 1.5% cashback after first 6 months. Earn additional 1% cashback for overseas spend

UOB Delight Card

Minimum spend of $400

Earn 3% SMART$ rebates on selected contactless payments

 

Best Cashback or Cash Rebate Credit Cards
with Dining Promotions

The Maybank Family & Friends Card offers an attractive 8% cashback for dining everyday. It is the ideal credit card for dining as it offers the flexibility to spend on both weekends or weekdays and offer cashback even for restaurants in Malaysia. There is no cashback cap for dining unlike other credit cards on the list but a reasonable high cashback cap of $80 across all spending. The same card also offers 8% cashback for petrol and groceries in Singapore and Malaysia. The 8% cashback on recurring telco and contactless bus and train spendings will also come in handy towards meeting the minimum spend of $800 to attain the cash rebate. The best thing about this card is even if you fail to meet the minimum $800 spend to attain the 8% cashback, you can still get 5% cashback with a minimum monthly spend of $500.

Comparatively, the OCBC 365 Credit Card which was the previous go to card for dining offers a lower 6% cash rebate for everyday dining. The same card offers higher potential savings of 24% on petrol but a much lower 3% cashback on recurring telco bills and groceries.

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