ICBC Unionpay Dual Currency Credit Card

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Rating: 4.0/5.0 (4 Reviews)
Everyday Rebate Up to 3.2%
Min Spend $500
Lounge Access 6 Passes
Review on ICBC Unionpay Dual Currency Credit Card

High cashback for all spending

Airport and railway lounge access

Useful card in China with currency exchange charges waived


UnionPay cards still not widely accepted in Singapore

Cashback only applicable for spend above $500 every month in a quarter

Need to time your spend in third month of every quarter to maximise cashback

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Credit Card Details Credit Card Details

Eligibility : $30,000 p.a.

Annual Card Fee : Classic $30 / Gold $120 / Platinum $150 (Waived for 3 years)

Supplementary Cards : Classic $15 / Gold $60 / Platinum $75 (Waived for 3 years)

Payment By RMB or SGD in Singapore

The cash advance rates are as low as 3% of the transaction amount or RMB 9.00 (whichever is higher) for cash advance withdrawals via ATM in Mainland China


Everyday Cashback Everyday Cashback

Enjoy 2% / 5% / 8% cashback on all purchases in excess of $500 for the 1st / 2nd / 3rd month in a quarter. Cashback is capped at $50 / $60 / $80 for the 1st / 2nd / 3rd month in a quarter. 3 consecutive calendar months make up a quarter (Highest effective cashback of 3.2% with $500 spend in first 2 months and $1,500 spend in 3rd month)


Travel Benefits Travel Benefits

RMB/SGD currency exchange charges will be waived whenever you make payments with this card in Mainland China


Airport Lounge Access Benefits Airport Lounge Access Benefits

Enjoy the VIP lounge service at airports and high-speed railway stations with DragonPass with 6 DragonPass points yearly


Click here to go to ICBC website for more details

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4 Reviews
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4.0/5.0 (4)
4.0/5.0 (4)
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