Money Lobang

ICBC Unionpay Dual Currency Credit Card

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Rating: 4.0/5.0 (4 Reviews)
Everyday RebateUp to 3.2%
Min Spend $500
Lounge Access 6 Passes

ICBC Unionpay Dual Currency Credit Card Review

Pros

High cashback for all spending

Airport lounge access

Useful card in China with currency exchange charges waived

Cons

UnionPay cards still not widely accepted in Singapore

Cashback only applicable for spend above $500 every month in a quarter

Need to time your spend in third month of every quarter to maximise cashback

Sponsored Links

   Effective interest rates from 6.95% p.a.
   Receive cash within 15 mins
  Up to $2,400 Cashback

Up to 70% off Lazada
Up to $20 off with Promo Codes

Credit Card Details ICBC Unionpay Dual Currency Card Annual Fees

Eligibility : $30,000 p.a.

Annual Card Fee : Classic $30 / Gold $120 / Platinum $150 (Waived for 3 years)

Supplementary Cards : Classic $15 / Gold $60 / Platinum $75 (Waived for 3 years)

Payment By RMB or SGD in Singapore

The cash advance rates are as low as 3% of the transaction amount or RMB 9.00 (whichever is higher) for cash advance withdrawals via ATM in Mainland China

 

Everyday Cashback ICBC Unionpay Dual Currency Card Everyday Cashback

Enjoy 2% / 5% / 8% cashback on all purchases in excess of $500 for the 1st / 2nd / 3rd month in a quarter. Cashback is capped at $50 / $60 / $80 for the 1st / 2nd / 3rd month in a quarter. 3 consecutive calendar months make up a quarter (Highest effective cashback of 3.2% with $500 spend in first 2 months and $1,500 spend in 3rd month)

 

Travel Benefits ICBC Unionpay Dual Currency Card Travel Benefits

RMB/SGD currency exchange charges will be waived whenever you make payments with this card in Mainland China

 

Airport Lounge Access Benefits ICBC Unionpay Dual Currency Card Airport Lounge Access Benefits

Enjoy the VIP lounge service at airports with DragonPass with 6 DragonPass points yearly

 

Promotions ICBC Unionpay Dual Currency Card Promotions

Enjoy 8% off at selected grocery and petol retailers with minimum $50 spend using QuickPass contactless payments. Discount capped at $8, 1 redemption per day and 12 redemptions per Cardmember for entire promotion period. Click here to register for the promotion (Until 30 Jun 2021)

 

Click here to go to ICBC website for more details

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4 Reviews
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Rating:
4.0/5.0 (4)
4.0/5.0 (4)
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ICBC Unionpay Dual Currency Credit Card Review

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