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Last updated on 2025-10-15
Low interest rate spread for loan package for 1st 2 years
High interest rate spread for loan package after 2 years
Higher interest rate after 2 years
Subject to fluctuations in 3m SORA rate
2 years lock-in period
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DBS Property Loan SORA Rates
| Interest Rate^ | |
|---|---|
| 1st year | 3m SORA + 1.00% p.a. |
| 2nd year | 3m SORA + 1.00% p.a. |
| 3rd year | 3m SORA + 2.25% p.a. |
| Thereafter | 3m SORA + 2.25% p.a. |
| 3 years average | 2.82% p.a. |
^ Interest Rate based on latest 3 Month SORA and assuming it stays the same for first three years
Rates are pegged to SORA
Rates are reviewed every 3 months
Minimum loan amount of $200,000
2 years Lock-In period
New/re-financing individual owners are eligible
DBS Property Loan PromotionsReceive up to S$750 cash from Money Lobang when you successfully apply or refinance for a property loan via our Property Loan Cashback Promotion
Make a loan enquiry about this DBS SORA Commercial Property Loan
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