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Last updated on 2026-05-05
Fixed interest rates of for 1st 2 years
Legal fees subsidy for refinancing
Subject to fluctuations in 3m SORA rate after fixed rate period
2 years lock-in period
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Up to 70% off Lazada
Up to $30 off Promo Codes
Effective interest rates from 6.50% p.a.
Tenure of up to 7 years
Up to $3,000 Cashback
OCBC Property Loan Fixed Rates
| Interest Rate^ | |
|---|---|
| 1st year | 1.50% p.a. |
| 2nd year | 1.50% p.a. |
| 3rd year | 3m SORA + 0.75% p.a. |
| Thereafter | 3m SORA + 1.00% p.a. |
| 3 years average | 1.60% p.a. |
^ Interest Rate based on latest 3 Month SORA and assuming it stays the same for first three years
Legal fee subsidy of $2,000 for minimum $500,000 loan
Rates indicated are fixed and guaranteed for 2 year
Protects you from rate fluctuations for the first 2 year
At the end of the fixed rate period, the interest rates will be based on 3-month SORA to calculate thereafter interest rates
Minimum loan amount of $500,000
2 year Lock-In period
New/re-financing owners are eligible
OCBC Property Loan PromotionsReceive up to S$750 cash from Money Lobang when you successfully apply or refinance for a property loan via our Property Loan Cashback Promotion
Make a loan enquiry about this OCBC Fixed Rate Home Loan
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