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Last updated on 2025-10-15
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Subject to fluctuations in 3m SORA rate
2 years lock-in period
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OCBC Property Loan SORA Rates
| Interest Rate^ | |
|---|---|
| 1st year | 3m SORA + 0.40% p.a. |
| 2nd year | 3m SORA + 0.40% p.a. |
| 3rd year | 3m SORA + 0.75% p.a. |
| Thereafter | 3m SORA + 0.75% p.a. |
| 3 years average | 1.92% p.a. |
^ Interest Rate based on latest 3 Month SORA and assuming it stays the same for first three years
Legal fee subsidy of $2,000 for minimum $500,000 loan
Rates are pegged to 3-month SORA
Rates are reviewed every 3 months
Minimum loan amount of $300,000
2 years Lock-In period
Free switch to another pricing package after the 1st year for new loans
Flexibility to prepay up to 50% of the loan amount in the first 2 years
New/re-financing owners are eligible
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Make a loan enquiry about this OCBC SORA Housing Loan
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