POSB Personal Loan

POSB Personal Loan Interest Rates

	Effective Interest
12 months	6.72% p.a.
24 months	5.99% p.a.
36 months	5.71% p.a.
48 months	5.54% p.a.
60 months	5.43% p.a.

* Effective Interest Rate based on loan amount of $30,000 and min. annual income of $30,000 p.a. Refer to POSB's website for full tables

Enjoy effective interest rate from 5.43% p.a.

Max loan of up to 4 times your monthly income or up to 10 times if your annual income is more than $120,000

Minimum Loan Amount is $1,000. For loan amount below $3,000, the maximum loan tenure is 24 months

You can choose to repay your loan in 12, 24, 36, 48 or 60 months

A one-time processing fee from as low as 1% of loan amount

Get instant cash if you are an existing customer with salary crediting into POSB/DBS account or CPF online submission and apply at any of our branches

POSB Personal Loan Promotions

Apply with promo code "POSBPL" and receive up to 3% unlimited cashback on your approved loan amount of minimum $10,000 with a minimum loan tenure of 36 months (Until 31 Jul 2025)

Click here to go to POSB website for more details