Money Lobang

POSB Personal Loan

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Rating: 0.0/5.0 (0 Reviews)
Interest RateFrom 7.56%
Min. Income $20,000

Last updated on 2023-04-02

POSB Personal Loan Review


Low minimum income requirement

Low promotional interest rates


Limited time promotion for low interest rates

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Personal Loan Details POSB Personal Loan Interest Rates

  Effective Interest
12 months 8.89% p.a.
24 months 8.20% p.a.
36 months 7.90% p.a.
48 months 7.71% p.a.
60 months 7.56% p.a.


* Effective Interest Rate based on loan amount of $30,000 and min. annual income of $30,000 p.a. Refer to POSB's website for full tables


Enjoy effective interest rate from 7.56% p.a.

Max loan of up to 4 times your monthly income or up to 10 times if your annual income is more than $120,000

Minimum Loan Amount is $1,000. For loan amount below $3,000, the maximum loan tenure is 24 months

You can choose to repay your loan in 12, 24, 36, 48 or 60 months

A one-time processing fee from as low as 1% of loan amount

Get instant cash if you are an existing customer with salary crediting into POSB/DBS account or CPF online submission and apply at any of our branches


Promotions POSB Personal Loan Promotions

Apply with promo code "POSBPL" and receive up to 2% cashback on your approved loan amount of minimum $10,000 (Until 30 Jun 2023)


Click here to go to POSB website for more details


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POSB Personal Loan Review

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