Last updated on 2024-10-10
Low minimum income requirement
Low promotional interest rates
Limited time promotion for low interest rates
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Effective Interest | |
---|---|
12 months | 6.72% p.a. |
24 months | 5.99% p.a. |
36 months | 5.71% p.a. |
48 months | 5.54% p.a. |
60 months | 5.43% p.a. |
* Effective Interest Rate based on loan amount of $30,000 and min. annual income of $30,000 p.a. Refer to POSB's website for full tables
Enjoy effective interest rate from 5.43% p.a.
Max loan of up to 4 times your monthly income or up to 10 times if your annual income is more than $120,000
Minimum Loan Amount is $1,000. For loan amount below $3,000, the maximum loan tenure is 24 months
You can choose to repay your loan in 12, 24, 36, 48 or 60 months
A one-time processing fee from as low as 1% of loan amount
Get instant cash if you are an existing customer with salary crediting into POSB/DBS account or CPF online submission and apply at any of our branches
Apply with promo code "POSBPL" and receive up to 2% cashback on your approved loan amount of minimum $5,000 with a minimum loan tenure of 36 months (Until 31 Jan 2025)
Click here to go to POSB website for more details