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Last updated on 2022-09-25
Convenient online banking
High yields for money market account
ATM card and able to write checks
No monthly fees
High minimum deposit of $10,000 to receive 0.50% APY
No interest for below $10,000 deposit
No physical branches
BankDirect Money Market Account APY
| Interest Rate | |
|---|---|
| $0 to <$10k | 0.00% APY |
| $10k & Above | 0.50% APY |
Receive up to 0.50% APY on BankDirect Money Market Plus Account
Interest compounded daily
US$500 minimum opening balance
Checks upon request, first order of 50 personalized checks for free
Free ATM card
Access to 55,000 ATMs through Allpoint network
4 reimbursed ATM withdrawals per statement cycle (capped at $2.50 per transaction)
Transfers from a Money Market Plus are limited to 6 transactions per month, all of which can be withdrawals by check, draft, including POS transactions - made by the depositor and payable to third parties. $10 fee per transaction for excess transactions
Unlimited ATM withdrawals without penalty
Click here to go to BankDirect website for more details
About BankDirectBankDirect is a division of Texas Capital Bank and is a direct online bank with no physical branches. Online banking is available via app or website for all customers.
BankDirect can be contacted via contact form on their website, mail or phone support at 1.877.839.2737 Mondays to Fridays 8am to 6pm CT
Texas Capital Bank (and all divisions under it including BankDirect) is a member of FDIC which covers the aggregated deposits of a depositor to up to US$250,000
