Citibank Fixed Time Deposit

Citibank Fixed Deposit Interest Rates

	3 mths	12 mths
$10k & above	0.60% p.a.	0.70% p.a.

Earn interest rate of 0.60% p.a. on your 3 months SGD Time Deposit

Earn interest rate of 0.70% p.a. on your 12 months SGD Time Deposit

Valid for funds from $10,000

Other tenures of 1 week, 1, 2, 3, 6, 9, 12, 18, 36, and 48 months available at similar time deposit board rates

Click here to go to Citibank website for more details

Citibank Fixed Deposit Promotions

CitiGold clients (existing) can enjoy up to 1.30% / 1.20% interest p.a. for a 3 / 6 months tenure with minimum new funds deposit of $10,000 (Until 28 Feb 2026)

Citi Private clients (existing) can enjoy up to 1.40% / 1.30% interest p.a. for a 3 / 6 months tenure with minimum new funds deposit of $10,000 (Until 28 Feb 2026)

Citi Private clients (new) and CitiGold clients (new) can enjoy up to 1.45% / 1.35% interest p.a. for a 3 / 6 months tenure with minimum new funds deposit of $350,000 (Until 28 Feb 2026)

Only for fresh funds

Click here to go to Citibank website for more details

Citibank Fixed Deposit Rates Historical Chart

* Interest Rates based on highest fixed deposit rate with
maximum deposit amount of $100,000 and 3 to 18 months tenure

Citibank current highest fixed deposit rate is 0.70% p.a. for 12 months tenure with minimum deposit of $10,000.

There is currently no fixed deposit promotional rates for Citibank Fixed Deposits for Citi customers without any priority banking relationship. The current highest fixed deposit rate for such customers is a Citibank board rate.

The last time Citibank had a fixed deposit rate promotion was in September 2025

The current Money Lobang National Average Fixed Deposit Rates for February 2026 is 1.22% p.a.

The average monthly highest fixed deposit rate for Citibank since 2018 is 1.04% p.a.

Citibank has been running fixed deposit promotional campaigns for deposits below $100,000 since June 2023