Citizens Access Liquid CDs

Citizens Access CDs APY

	$5k & Above
11 months	0.05% APY

Receive 0.05% APY for 11 months Citizens Access Liquid CD account

Minimum deposit of US$5,000

Interest is compounded daily and paid monthly

Guaranteed fixed rate of interest

Your funds, when you need them, without penalty with no penalty for one time withdrawal of entire balance as soon as 7 days after funding

Flexible interest payment options where interest can be credited to principal or transferred to linked account

Your CD will automatically renew on its maturity date at the available rate for the same term unless Citizens Access have previously received instructions from you or new instructions are received within the 10 day grace period. You can define a maturity plan that meets your needs which may include adding or removing funds, adjusting your term or redeeming your CD. Contact Citizens Access at to establish a maturity plan

Click here to go to Citizens Access website for more details

About Citizens Access

Citizens Access is the online division under Citizens Bank, the largest bank in the state of Rhode Island and one of the largest nationally. Citizens Access itself does not have any physical branches. Online banking is available via website for all customers.

Citizens Access can be contacted via secure messaging on their website or app. Customers can also contact them via phone on 1-888-201-6505 from Mondays to Fridays 8am - 10pm ET, Saturdays 9am - 3pm ET and Sundays 10am - 3pm ET

Citizens Bank (and all divisions under it including Citizens Access) is a member of FDIC which covers the aggregated deposits of a depositor to up to US$250,000