First National Bank of America CDs

First National Bank of America CDs APY

	$1,000 & Above
12 months	4.71% APY
24 months	4.34% APY
36 months	3.90% APY
48 months	3.85% APY
60 months	3.83% APY
72 months	3.76% APY
84 months	3.76% APY
96 months	3.76% APY
108 months	3.76% APY
120 months	3.76% APY

Receive up to 4.71% APY for First National Bank of America Time Online Certificate of Deposit

$1,000 minimum and $1000,000 maximum balance to obtain the APY

Interest compounded daily, credited quarterly

Daily compounding interest to maximize your earning potential

Online Certificate of Deposits are for personal accounts only

No monthly maintenance fees

There is a 10–day grace period after the maturity date in which withdrawals or deposits can be made

A maturity notice will be mailed to you approximately 30 days prior to the maturity date of your CD

If you take no action, your entire CD will rollover automatically for the same term at the rate currently offered

Alternatively, contact First Bank of America to rollover your entire CD into a new term with the rates currently offered, withdraw part of your CD and roll the remainder over into a new term with rates currently offered or withdraw all of the funds in the CD

First Bank of America allows partial withdrawals but charges a penalty of 90 days / 180 days / 360 days / 540 days of interest for 1 to 11 months CDs / 12 to 23 months CDs / 24 to 47 months CDs / 48 to 84 months CDs

Click here to go to First Bank of America website for more details

About First Bank of America

First Bank of America is a family-owned, Michigan based community bank with several physical branches in Michigan. Online banking is available via app or website for all customers

First Bank of America can be contacted via contact form via their website, email, mail or phone on 517-679-6485 Mondays to Fridays from 8.30am to 4pm EST

First Bank of America is a member of FDIC which covers the aggregated deposits of a depositor to up to US$250,000