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PNC Bank Virtual Wallet Checking Pro Account

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APY 4.65% Image
Min. Deposit $1 Image

Last updated on 2023-12-18

PNC Bank Virtual Wallet Checking Pro Account Review

Pros Pros

Decent yields for checking account for one of the biggest banks in the country

Convenient online banking

Large number of branches and atms in 19 states countrywide

ATM reimbursements for other banks' ATM fees

No minimum balance or service fees

Innovative account to help plan and track savings and spendings

Cons Cons

Complicated account structure with 3 sub-accounts

Deposit Details PNC Bank Checking Account APY

  $1 & Above
Interest Rate 4.65% APY

 

Open PNC Bank Virtual Wallet Checking Pro with Reserve, Growth & Spend (checking) accounts, 3 sub-accounts for planning, saving and protection

Reserve account is an additional checking account that lets you plan your spending by setting money aside for upcoming events, bills or an unforeseen expense

Growth account is a competitive rate savings account to save for the future and work toward big goals.

Spend account helps 2 layers of overdraft protection by automatically transferring available funds from your Reserve or Growth account when you are at risk of overdrawing your spend account. No additional setup required

No minimum deposit needed to open accounts

No minimum balance

No monthly service charges

No charges for deposits or transfers into your High Yield Savings account

No fees for online or paper statements

Interest is compounded daily and paid monthly

Comes with a PNC Bank Visa Debit Card, or with PNC Pay on select Android devices or other digital payment options

Write unlimited checks 

Send and receive money using Zelle

Free transactions at approximately 18,000 ATMs across the country and up to $20 reimbursement for other banks' ATM surcharge fees per statement period

Virtual Wallet's patented digital tools to plan and track your spending and savings

 

Click here to go to PNC Bank website for more details

 

About Bank About PNC Bank

PNC Bank is one of the largest banks in the United States with more than 2,600 branches in 19 different states. Online banking is available via app or website for all customers.

PNC Bank can be reached via twitter, visit to their physical branches or phone on 1-888-762-2265 Mondays to Fridays 7am to 10pm ET Saturdays and Sundays 8am to 5pm ET

PNC Bank is a member of FDIC which covers the deposits of a depositor to up to US$250,000

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PNC Bank Virtual Wallet Checking Pro Account Review

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