
Last updated on 2025-08-05
High yields
Convenient online banking
24/7 phone support
No physical banks
Relatively high minimum deposit balance of $10,000
$10k & Above | |
---|---|
12 months | 4.25% APY |
18 months | 4.16% APY |
24 months | 4.10% APY |
36 months | 4.10% APY |
48 months | 4.10% APY |
60 months | 4.15% APY |
Receive up to 4.30% APY for Popular Direct CD account
Receive 4.30% / 4.30% APY for 6 / 3 months CD account
Minimum deposit of US$10,000
Interest compounded daily and credited monthly
No monthly maintainence fees
Popular Direct CD accounts will automatically renew at maturity unless you have instructed them otherwise. If your CD automatically renews at maturity, then you have a grace period of 10 calendar days after the maturity date to withdraw funds from your CD without being charged a penalty
Withdrawals of either credited interest and / or principal prior to maturity will result in early withdrawal penalties. For CD terms <91 days / 91 days to <1 year / 1 year to <3 years / 3 years to <5years / 5 years and above , the fee is 89 / 120 / 270 / 365 / 730 days simple interest
Click here to go to Popular Direct website for more details
Popular Direct is the online division of Popular Bank, a community bank with geographical footprint in New York, New Jersey, and Florida. Popular Direct itself does not have any physical branches. Online banking is available via app or website for all customers.
Popular Direct can be contacted via email, mail or secure messaging on their website or app. Customers can also contact them via phone 24/7 on 1-888-274-5696
Popular Bank (and all divisions under it including Popular Direct) is a member of FDIC which covers the aggregated deposits of a depositor to up to US$250,000