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Rising Bank Term CDs

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APYUp to 4.21% Image
Min. Deposit $1,000 Image

Last updated on 2025-08-26

Rising Bank Term CDs Review

Pros Pros

Low min. deposit

Convenient online banking

24/7 phone support

No fees

Cons Cons

No physical banks

Interest only compounds and credited every 3 months

Deposit Details Rising Bank CDs APY

  $1,000 & Above
12 months 4.01% APY
15 months 3.65% APY
24 months 3.55% APY
36 months 2.75% APY

 

Receive 2.75% APY for 36 months Rising Bank Online Term CDs

Receive 3.55% APY for 24 months Rising Bank Online Term CDs

Receive 3.65% APY for 15 months Rising Bank Online Term CDs

Receive 4.01% APY for 12 months Rising Bank Online Term CDs

Receive 4.21% APY for 6 months Rising Bank Online Term CDs

Interest compounded and credited every 3 months

$1,000 minimum balance to open account

$1,000 minimum and $500,000 maximum balance to earn disclosed APY

No fees

This account will automatically renew at maturity. You may prevent renewal if you withdraw the funds in the account at maturity (or within the 10 days grace period after maturity) or if Rising Bank receive written notice from you within the grace period

A penalty equal to 90 / 180 days interest on the amount withdrawn will be imposed for any withdrawal prior to maturity for 12 months CDs / 24 or 36 months CDs

 

Click here to go to Rising Bank website for more details

 

About Bank About Rising Bank

Rising Bank is the online division of Midwest BankCentre, a community bank based in St. Louis, Missouri. Rising Bank itself does not have any physical branches. Online banking is available via app and website for all customers.

Rising Bank can be contacted via email or mail. Customers can also contact them 24/7 via phone on 1-888-222-9484

Midwest BankCentre (and all divisions under it including Rising Bank) is a member of FDIC which covers the aggregated deposits of a depositor to up to US$250,000

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