
Last updated on 2025-08-26
Low min. deposit
Convenient online banking
24/7 phone support
No fees
No physical banks
Interest only compounds and credited every 3 months
$1,000 & Above | |
---|---|
12 months | 4.01% APY |
15 months | 3.65% APY |
24 months | 3.55% APY |
36 months | 2.75% APY |
Receive 2.75% APY for 36 months Rising Bank Online Term CDs
Receive 3.55% APY for 24 months Rising Bank Online Term CDs
Receive 3.65% APY for 15 months Rising Bank Online Term CDs
Receive 4.01% APY for 12 months Rising Bank Online Term CDs
Receive 4.21% APY for 6 months Rising Bank Online Term CDs
Interest compounded and credited every 3 months
$1,000 minimum balance to open account
$1,000 minimum and $500,000 maximum balance to earn disclosed APY
No fees
This account will automatically renew at maturity. You may prevent renewal if you withdraw the funds in the account at maturity (or within the 10 days grace period after maturity) or if Rising Bank receive written notice from you within the grace period
A penalty equal to 90 / 180 days interest on the amount withdrawn will be imposed for any withdrawal prior to maturity for 12 months CDs / 24 or 36 months CDs
Click here to go to Rising Bank website for more details
Rising Bank is the online division of Midwest BankCentre, a community bank based in St. Louis, Missouri. Rising Bank itself does not have any physical branches. Online banking is available via app and website for all customers.
Rising Bank can be contacted via email or mail. Customers can also contact them 24/7 via phone on 1-888-222-9484
Midwest BankCentre (and all divisions under it including Rising Bank) is a member of FDIC which covers the aggregated deposits of a depositor to up to US$250,000