Money Lobang

Best Malaysia Credit Cards with No Annual Fee

Maybank 2 Platinum Cards Maybank 2 Gold Cards
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Maybank 2 Cards for min. income of RM60,000 / RM30,000 p.a.

Key Benefits

  Up to 5% cash back on all spend

  Up to 1 mile per RM1 spend on all spend

  No minimum spend

  Apply and receive up to RM100 Cashback and a Tech Gadget

Public Bank Quantum Credit Cards
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Public Bank Quantum Credit Cards for min. income of RM36,000 p.a.

Key Benefits

  5% cash back on contactless transactions

  5% cash back on online spend

  RM30 minimum spend per contactless transaction

Public Bank Visa Signature Card
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Public Bank Visa Signature Card for min. income of RM80,000 p.a.

Key Benefits

  6% cash back on groceries

  6% cash back on dining

  6% cash back on online spend

  2x Malaysia Plaza Premium lounge access

  No minimum spend

Maybank FC Barcelona Visa Signature Credit Card
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Maybank FC Barcelona Visa Signature Credit Card for min. income of RM48,000 p.a.

Key Benefits

  Up to 1% cash back on all spend

  No minimum spend

  Apply and receive a Tech Gadget

CIMB Cash Rebate Platinum Card
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CIMB Cash Rebate Platinum Card for min. income of RM24,000 p.a.

Key Benefits

  Up to 5% cash back on groceries

  Up to 5% cash back on petrol

  Up to 5% cash back on mobile and utility bills

  Up to 5% cash back on cinemas

  RM0 / RM3,000 tiered minimum spend

  Apply and receive up to RM150 Welcome Bonus

UOB Yolo Card
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UOB Yolo Credit Card for min. income of RM36,000 p.a.

Key Benefits

  5% cash back on contactless transactions

  5% cash back on online spend

  5% cash back on dining

  RM15 minimum spend per transaction

Citi Cash Back Card
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Citi Cash Back Cards for min. income of RM60,000 / RM36,000 p.a.

Key Benefits

  Up to 10% cash back on groceries

  Up to 10% cash back on petrol

  Up to 10% cash back on dining

  Up to 10% cash back on Grab

  RM500 minimum spend for Citi Cash Back Card

  RM1,500 minimum spend for Citi Cash Back Platinum Card

  Enroll for auto-billing and receive up to RM200 cash back

  Apply and receive up to RM400 cash back

Citi Lazada Credit Card
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Citi Lazada Card for min. income of RM24,000 p.a.

Key Benefits

  Up to 20% extra credits for Lazada wallet top ups

  Up to 1.25% cash rebate on Lazada

  Up to 0.625% cash rebate on selected merchants

  No minimum spend

  Enroll for auto-billing and receive up to RM200 cash back

  Apply and receive RM200 cash back

AEON Platinum Cards
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AEON Platinum Cards for min. income of RM60,000 p.a.

Key Benefits

  Up to 5% + 2% cash back at AEON

  Up to 5% + 2% cash back at AEON BiG

  Up to RM14 rebate for movies on weekdays

  2% cash back on online utility bills

  1.5% voucher rebate on dining for 1st year

  1.5% voucher rebate on petrol for 1st year

  1.5% voucher rebate on overseas spend for 1st year

  6x Malaysia Plaza Premium lounge access

  No minimum spend

Affin Bank Visa Signature Card
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Affin Bank Visa Signature Card for min. income of RM48,000 p.a.

Key Benefits

  3% cash back on contactless transactions

  No minimum spend

Bank Rakyat Platinum Explorer Credit Card-i
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Bank Rakyat Platinum Explorer Credit Card-i for min. income of RM60,000 p.a.

Key Benefits

  5% cash back on airlines and hotel bookings

  3x Malaysia Plaza Premium lounge access

  No minimum spend

Maybank Visa Signature Card
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Maybank Visa Signature Card for min. income of RM70,000

  5% cash back on petrol

  5% cash back on groceries

  Up to 0.71 mile per RM1 overseas spend

  No minimum spend

  Apply and receive a Tech Gadget

Maybank Islamic PETRONAS Ikhwan Visa Cards-i
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Maybank Islamic PETRONAS Ikhwan Visa Cards-i for min. income of RM60,000 / RM30,000 p.a.

Key Benefits

  Up to 8% cash back at PETRONAS

  No minimum spend

  Apply and receive a Tech Gadget

Maybank 2 Cards Premier Reserve American Express
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Maybank 2 Cards Premier Reserve American Express for min. income of RM100,000 p.a.

Key Benefits

  Up to 50% off dining at hotels

  1 mile per RM1 local spend

  1 mile per RM1 overseas spend

  5x Plaza Premium lounge access

  No minimum spend

  Apply and receive free 2,000 air miles

  Apply and receive up to RM100 Cashback and a Tech Gadget

PETRONAS Maybank Visa Cards
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PETRONAS Maybank Visa Cards for min. income of RM60,000 / RM30,000 p.a.

Key Benefits

  Up to 1.14 miles per RM1 spend at PETRONAS

  Up to  1.14 miles per RM1 spend on groceries

  No minimum spend

  Apply and receive a Tech Gadget