Money Lobang

Best Malaysia Credit Cards with No Annual Fee

UOB Yolo Card
like-icon 0 people like this
UOB Yolo Credit Card for min. income of RM36,000 p.a.

Key Benefits

  5% cash back on contactless transactions

  5% cash back on online spend

  5% cash back on dining

  RM15 minimum spend per transaction

AEON Platinum Cards
like-icon 0 people like this
AEON Platinum Cards for min. income of RM60,000 p.a.

Key Benefits

  Up to 5% + 2% cash back at AEON

  Up to 5% + 2% cash back at AEON BiG

  Up to RM14 rebate for movies on weekdays

  2% cash back on online utility bills

  1.5% voucher rebate on dining for 1st year

  1.5% voucher rebate on petrol for 1st year

  1.5% voucher rebate on overseas spend for 1st year

  6x Malaysia Plaza Premium lounge access

  No minimum spend

AEON BiG Visa Gold Cards AEON BiG Visa Classic Card
like-icon 0 people like this
AEON BiG Visa Cards for min. income of RM36,000 / RM24,000 p.a.

Key Benefits

  Up to 5% + 5% + 1% cashback at AEON BiG

  Up to 5% cashback on petrol

  2% + 0.5% cashback on overseas spend

  2% + 0.5% cashback on online spend

  3x Malaysia Plaza Premium lounge access

  No minimum spend

American Express Platinum Credit Card
like-icon 0 people like this
Amex Platinum Credit Card for min. income of RM60,000 p.a.

Key Benefits

  Up to 50% off dining at hotels

  0.89 mile per RM1 spend on groceries

  0.89 mile per RM1 spend on telcos and selected bookstores

  0.89 mile per RM1 spend on selected cineplexes

  0.36 mile per RM1 all other local spend

  0.36 mile per RM1 all other overseas spend

  No minimum spend

Singapore Airlines KrisFlyer American Express Gold Credit Card
like-icon 0 people like this
SIA KrisFlyer Amex Gold Credit Card for min. income of RM48,000 p.a.

Key Benefits

  Up to 1.5 KrisFlyer miles per RM1 spend on SIA flights

  Up to 1 KrisFlyer mile per RM1 local spend

  Up to 1 KrisFlyer mile per RM1 overseas spend

  5x Plaza Premium lounge access

  RM0 / RM60,000 tiered minimum annual spend

  Apply and receive free 3,000 KrisFlyer miles

Bank Rakyat Platinum Explorer Credit Card-i
like-icon 0 people like this
Bank Rakyat Platinum Explorer Credit Card-i for min. income of RM60,000 p.a.

Key Benefits

  5% cash back on airlines and hotel bookings

  3x Malaysia Plaza Premium lounge access

  No minimum spend

Affin Bank Visa Signature Card
like-icon 0 people like this
Affin Bank Visa Signature Card for min. income of RM48,000 p.a.

Key Benefits

  3% cash back on contactless transactions

  No minimum spend

Citi Lazada Credit Card
like-icon 0 people like this
Citi Lazada Card for min. income of RM24,000 p.a.

Key Benefits

  Up to 20% extra credits for Lazada wallet top ups

  Up to 1.25% cash rebate on Lazada

  Up to 0.625% cash rebate on selected merchants

  No minimum spend

  Top up to eWallets and receive up to RM200 cash back

  Apply and receive RM250 eWallet top up

  Apply and receive Apple Powerbeats3

Citi Cash Back Card
like-icon 0 people like this
Citi Cash Back Cards for min. income of RM60,000 / RM36,000 p.a.

Key Benefits

  Up to 10% cash back on groceries

  Up to 10% cash back on petrol

  Up to 10% cash back on dining

  Up to 10% cash back on Grab

  RM500 minimum spend for Citi Cash Back Card

  RM1,500 minimum spend for Citi Cash Back Platinum Card

  Top up to eWallets and receive up to RM200 cash back

  Apply and receive up to RM450 Touch 'n Go eWallet reload pin

RHB Premier Visa Infinite Cards
like-icon 0 people like this
RHB Premier Visa Infinite Cards for RHB Premier customers with min. income of RM150,000 p.a.

Key Benefits

  Up to 1.33 miles per RM1 overseas spend

  Up to 0.50 mile per RM1 spend on hotels, airlines & duty-free

  Up to 0.50 mile per RM1 spend on dining

  Up to 0.50 mile per RM1 spend on online spend

  Unlimited airport lounges access

  No minimum spend

RHB Visa Signature Card
like-icon 0 people like this
RHB Visa Signature Card for min. income of RM80,000 p.a.

Key Benefits

  Up to 6% cash back on online spend

  Up to 6% cash back on shopping

  Up to 6% cash back on entertainment

  Up to 2% cash back on overseas spend

  5x airport lounge access

  RM1,000 / RM2,500 / RM3,500 tiered minimum spend

RHB World MasterCards
like-icon 0 people like this
RHB World MasterCards for min. income of RM80,000 p.a.

Key Benefits

  Up to 6% cash back on petrol

  Up to 6% cash back on dining

  Up to 6% cash back on travel

  Up to 2% cash back on overseas spend

  5x airport lounge access

  RM1,000 / RM2,500 / RM3,500 tiered minimum spend

CIMB Cash Rebate Platinum Card
like-icon 0 people like this
CIMB Cash Rebate Platinum Card for min. income of RM24,000 p.a.

Key Benefits

  Up to 5% cash back on groceries

  Up to 5% cash back on petrol

  Up to 5% cash back on mobile and utility bills

  Up to 5% cash back on cinemas

  RM0 / RM3,000 tiered minimum spend

  Apply and receive up to RM150 Welcome Bonus

Standard Chartered JustOne Platinum Mastercard
like-icon 0 people like this
Standard Chartered JustOne Platinum Mastercard for min. income of RM36,000 p.a.

Key Benefits

  Up to 15% cash back on online spend

  Up to 15% cash back on petrol

  Up to 15% cash back on recurring bills

  RM1,000 / RM1,500 / RM2,500 tiered minimum spend

  Apply and receive up to RM480 Cashback + RM20 Grab Vouchers

Standard Chartered Liverpool FC Cashback Card
like-icon 0 people like this
Standard Chartered Liverpool FC Cashback Card for min. income of RM36,000 p.a.

Key Benefits

  Up to 5% cash back on all spend

  RM1,000 / RM2,000 tiered minimum spend

  Apply and receive up to RM480 Cashback + RM20 Grab Vouchers