Money Lobang

Best Malaysia Credit Cards with No Annual Fee

UOB Yolo Card
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UOB Yolo Credit Card for min. income of RM36,000 p.a.

Key Benefits

  5% cash back on contactless transactions

  5% cash back on online spend

  5% cash back on dining

  RM15 minimum spend per transaction

AEON Platinum Cards
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AEON Platinum Cards for min. income of RM60,000 p.a.

Key Benefits

  Up to 5% + 2% cash back at AEON

  Up to 5% + 2% cash back at AEON BiG

  Up to RM14 rebate for movies on weekdays

  2% cash back on online utility bills

  1.5% voucher rebate on dining for 1st year

  1.5% voucher rebate on petrol for 1st year

  1.5% voucher rebate on overseas spend for 1st year

  6x Malaysia Plaza Premium lounge access

  No minimum spend

AEON BiG Visa Gold Cards AEON BiG Visa Classic Card
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AEON BiG Visa Cards for min. income of RM36,000 / RM24,000 p.a.

Key Benefits

  Up to 5% + 5% + 1% cashback at AEON BiG

  Up to 5% cashback on petrol

  2% + 0.5% cashback on overseas spend

  2% + 0.5% cashback on online spend

  3x Malaysia Plaza Premium lounge access

  No minimum spend

American Express Platinum Credit Card
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Amex Platinum Credit Card for min. income of RM60,000 p.a.

Key Benefits

  Up to 50% off dining at hotels

  0.89 mile per RM1 spend on groceries

  0.89 mile per RM1 spend on telcos and selected bookstores

  0.89 mile per RM1 spend on selected cineplexes

  0.36 mile per RM1 all other local spend

  0.36 mile per RM1 all other overseas spend

  No minimum spend

Singapore Airlines KrisFlyer American Express Gold Credit Card
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SIA KrisFlyer Amex Gold Credit Card for min. income of RM48,000 p.a.

Key Benefits

  Up to 1.5 KrisFlyer miles per RM1 spend on SIA flights

  Up to 1 KrisFlyer mile per RM1 local spend

  Up to 1 KrisFlyer mile per RM1 overseas spend

  5x Plaza Premium lounge access

  RM0 / RM60,000 tiered minimum annual spend

  Apply and receive free 3,000 KrisFlyer miles

RHB World MasterCards
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RHB World MasterCards for min. income of RM80,000 p.a.

Key Benefits

  Up to 6% cash back on petrol

  Up to 6% cash back on dining

  Up to 6% cash back on travel

  Up to 2% cash back on overseas spend

  5x airport lounge access

  RM1,000 / RM2,500 / RM3,500 tiered minimum spend

RHB Visa Signature Card
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RHB Visa Signature Card for min. income of RM80,000 p.a.

Key Benefits

  Up to 6% cash back on online spend

  Up to 6% cash back on shopping

  Up to 6% cash back on entertainment

  Up to 2% cash back on overseas spend

  5x airport lounge access

  RM1,000 / RM2,500 / RM3,500 tiered minimum spend

RHB Premier Visa Infinite Cards
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RHB Premier Visa Infinite Cards for RHB Premier customers with min. income of RM150,000 p.a.

Key Benefits

  Up to 1.33 miles per RM1 overseas spend

  Up to 0.50 mile per RM1 spend on hotels, airlines & duty-free

  Up to 0.50 mile per RM1 spend on dining

  Up to 0.50 mile per RM1 spend on online spend

  Unlimited airport lounges access

  No minimum spend

Bank Rakyat Platinum Explorer Credit Card-i
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Bank Rakyat Platinum Explorer Credit Card-i for min. income of RM60,000 p.a.

Key Benefits

  5% cash back on airlines and hotel bookings

  3x Malaysia Plaza Premium lounge access

  No minimum spend

Affin Bank Visa Signature Card
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Affin Bank Visa Signature Card for min. income of RM48,000 p.a.

Key Benefits

  3% cash back on contactless transactions

  No minimum spend

Maybank 2 Cards Premier Reserve American Express
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Maybank 2 Cards Premier Reserve American Express for min. income of RM100,000 p.a.

Key Benefits

  Up to 50% off dining at hotels

  1 mile per RM1 local spend

  1 mile per RM1 overseas spend

  5x Plaza Premium lounge access

  No minimum spend

  Apply and receive free 2,000 air miles

  Apply and receive free Headphones

Maybank Islamic Mastercard Ikhwan Cards
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Maybank Islamic Mastercard Ikhwan Cards for min. income of RM60,000 / RM30,000 p.a.

Key Benefits

  Up to 5% cash back on petrol

  Up to 5% cash back on groceries

  No minimum spend

  Apply and receive free Wireless Earbuds

Maybank Visa Signature Card
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Maybank Visa Signature Card for min. income of RM70,000

  5% cash back on petrol

  5% cash back on groceries

  Up to 0.71 mile per RM1 overseas spend

  No minimum spend

  Apply and receive free Earbuds

Maybank Islamic PETRONAS Ikhwan Visa Cards-i
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Maybank Islamic PETRONAS Ikhwan Visa Cards-i for min. income of RM60,000 / RM30,000 p.a.

Key Benefits

  Up to 8% cash back at PETRONAS

  No minimum spend

  Apply and receive free Earbuds

Maybank Visa Infinite Cards
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Maybank Visa Infinite Cards for min. income of RM100,000 p.a.

Key Benefits

  1 mile per RM1 overseas spend

  0.4 mile per RM1 local spend

  5x Plaza Premium lounge access

  No minimum spend

  Apply and receive free 2,000 air miles

  Apply and receive free Earbuds