Money Lobang

Best Malaysia Credit Cards with No Minimum Spend

Maybank 2 Platinum Cards Maybank 2 Gold Cards
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Maybank 2 Cards for min. income of RM60,000 / RM30,000 p.a.

Key Benefits

  Up to 5% cash back on all spend

  Up to 1 mile per RM1 spend on all spend

  No minimum spend

  Apply and receive up to RM100 Cashback and a Tech Gadget

Public Bank Visa Signature Card
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Public Bank Visa Signature Card for min. income of RM80,000 p.a.

Key Benefits

  6% cash back on groceries

  6% cash back on dining

  6% cash back on online spend

  2x Malaysia Plaza Premium lounge access

  No minimum spend

Maybank FC Barcelona Visa Signature Credit Card
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Maybank FC Barcelona Visa Signature Credit Card for min. income of RM48,000 p.a.

Key Benefits

  Up to 1% cash back on all spend

  No minimum spend

  Apply and receive a Tech Gadget

UOB One Card
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UOB One Cards for min. income of RM48,000 / RM24,000 p.a.

Key Benefits

  Up to 5% cash rebate on groceries

  Up to 5% cash rebate on petrol

  Up to 2% cash rebate on telcos

  No minimum spend

Citi Lazada Credit Card
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Citi Lazada Card for min. income of RM24,000 p.a.

Key Benefits

  Up to 20% extra credits for Lazada wallet top ups

  Up to 1.25% cash rebate on Lazada

  Up to 0.625% cash rebate on selected merchants

  No minimum spend

  Enroll for auto-billing and receive up to RM200 cash back

  Apply and receive RM200 cash back

AEON Platinum Cards
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AEON Platinum Cards for min. income of RM60,000 p.a.

Key Benefits

  Up to 5% + 2% cash back at AEON

  Up to 5% + 2% cash back at AEON BiG

  Up to RM14 rebate for movies on weekdays

  2% cash back on online utility bills

  1.5% voucher rebate on dining for 1st year

  1.5% voucher rebate on petrol for 1st year

  1.5% voucher rebate on overseas spend for 1st year

  6x Malaysia Plaza Premium lounge access

  No minimum spend

Affin Bank Visa Signature Card
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Affin Bank Visa Signature Card for min. income of RM48,000 p.a.

Key Benefits

  3% cash back on contactless transactions

  No minimum spend

Bank Rakyat Platinum Explorer Credit Card-i
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Bank Rakyat Platinum Explorer Credit Card-i for min. income of RM60,000 p.a.

Key Benefits

  5% cash back on airlines and hotel bookings

  3x Malaysia Plaza Premium lounge access

  No minimum spend

Maybank Visa Signature Card
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Maybank Visa Signature Card for min. income of RM70,000

  5% cash back on petrol

  5% cash back on groceries

  Up to 0.71 mile per RM1 overseas spend

  No minimum spend

  Apply and receive a Tech Gadget

Maybank Islamic PETRONAS Ikhwan Visa Cards-i
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Maybank Islamic PETRONAS Ikhwan Visa Cards-i for min. income of RM60,000 / RM30,000 p.a.

Key Benefits

  Up to 8% cash back at PETRONAS

  No minimum spend

  Apply and receive a Tech Gadget

Maybank 2 Cards Premier Reserve American Express
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Maybank 2 Cards Premier Reserve American Express for min. income of RM100,000 p.a.

Key Benefits

  Up to 50% off dining at hotels

  1 mile per RM1 local spend

  1 mile per RM1 overseas spend

  5x Plaza Premium lounge access

  No minimum spend

  Apply and receive free 2,000 air miles

  Apply and receive up to RM100 Cashback and a Tech Gadget

PETRONAS Maybank Visa Cards
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PETRONAS Maybank Visa Cards for min. income of RM60,000 / RM30,000 p.a.

Key Benefits

  Up to 1.14 miles per RM1 spend at PETRONAS

  Up to  1.14 miles per RM1 spend on groceries

  No minimum spend

  Apply and receive a Tech Gadget

Standard Chartered Liverpool FC Cashback Card
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Standard Chartered Liverpool FC Cashback Card for min. income of RM36,000 p.a.

Key Benefits

  0.5% cash back on all spend

  No minimum spend

American Express Platinum Card
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Amex The Platinum Card for min. income of RM190,000 p.a.

Key Benefits

  Up to 50% off dining at hotels

  1 mile per RM1 local spend

  1 mile per RM1 overseas spend

  Unlimited airport lounges access

  No minimum spend

American Express Platinum Credit Card
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Amex Platinum Credit Card for min. income of RM60,000 p.a.

Key Benefits

  Up to 50% off dining at hotels

  0.89 mile per RM1 spend on groceries

  0.89 mile per RM1 spend on telcos and selected bookstores

  0.89 mile per RM1 spend on selected cineplexes

  0.36 mile per RM1 all other local spend

  0.36 mile per RM1 all other overseas spend

  No minimum spend