
Last updated on 2025-09-02
High deposit limit
No minimum deposit or fees
Easy to open account
Complicated rules to earn bonus interest
Most likely earn up to 1.30% p.a. interest only due to difficult requirements for bonus interest
Higher interest rates only for NTUC members
Choose from 3 different plans (Flex plan, Signature plan and Zen plan) to grow your savings!
Switch your plan every monthb if you like
Apply with a Trust Bank Link Card which can instantly switch between debit and credit to suit your spending needs
No fees
No minimum balance
No lock in period
Fund account using FAST or PayNow
Flex Plan
Earn 0.10% p.a. base interest and choose from 3 bonus interest to get up to 2.50% p.a. for Flex plan
Choose 3 bonus interest
- Earn 0.40% p.a. bonus interest when you maintain at least $100,000 in average daily balance for the month
- Earn 0.30% / 0.20% p.a. bonus interest for first $1,200,000 deposit for NTUC Union members / non-NTUC Union member when you make at least 5 purchases (min. $30 each) on Trust Bank Link Card / Trust Bank Link Card monthly
- Earn 0.50% p.a. bonus interest for first $1,200,000 deposit when you credit a minimum salary of $1,500 in a single transaction through GIRO within the same month
- Earn 0.20% p.a. bonus interest when you increase ADB (average daily balance) by at least $3,000 from previous month
- Earn 0.20% p.a. bonus interest when you receive a total of $1,500 from incoming PayNow
- Earn 0.20% p.a. bonus interest when you spend a total of S$500 in foreign currency
- Earn 0.70% p.a. bonus interest when you purchase a total S$20K of eligible TrustInvest funds
Highest effective interest rate of 2.50% p.a. when you choose to credit salary, invest with TrustInvest and refer a new customer to a Trust credit card
Signature Plan
Earn 0.10% p.a. base interest and get up to 1.30% p.a. for Signature plan
Earn 0.50% p.a. bonus interest for first $1,200,000 deposit when you credit a minimum salary of $1,500 in a single transaction through GIRO within the same month
Earn 0.40% p.a. bonus interest when you maintain at least $100,000 in average daily balance for the month
Earn 0.30% / 0.20% p.a. bonus interest for first $1,200,000 deposit for NTUC Union members / non-NTUC Union member when you make at least 5 purchases (min. $30 each) on Trust Bank Link Card / Trust Bank Link Card monthly
Zen Plan
Earn 0.50% p.a. interest with no strings attached for Zen plan
Click here to go to Trust Bank website for more details