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Rising Bank Bump-up CDs

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APYUp to 3.85% Image
Min. Deposit $25,000 Image

Last updated on 2025-08-07

Rising Bank Bump-up CDs Review

Pros Pros

Opportunity to increase CD yield

Convenient online banking

Similar yields to Rising Bank Term CDs

Cons Cons

No physical banks

Interest only compounds and credited every 3 months

Deposit Details Rising Bank Bump-up CDs APY

  $5,000 / $25,000 & Above
18 months 3.85% APY
26 months 3.15% APY

 

Receive 3.15% APY for 26 months Rising Bank Bump-up CDs with $25,000 minimum balance to open account

Receive 3.85% APY for 18 months Rising Bank Bump-up CDs with $5,000 minimum balance to open account

Interest compounded and credited every 3 months

$25,000 / $5,000 minimum and $500,000 maximum balance to earn disclosed APY

No fees

If rates increase during your CD’s term, you can switch to the higher rate and / or add money to your CD account. You will have the option to switch interest rate one time / two time for 18 months / 36 months Bump-up CD. Minimum amount for additional deposits is $5,000

This account will automatically renew at maturity. You may prevent renewal if you withdraw the funds in the account at maturity (or within the 10 days grace period after maturity) or if Rising Bank receive written notice from you within the grace period

A penallty equal to 180 days interest on the amount withdrawn will be imposed for any withdrawal prior to maturity

 

Click here to go to Rising Bank website for more details

 

About Bank About Rising Bank

Rising Bank is the online division of Midwest BankCentre, a community bank based in St. Louis, Missouri. Rising Bank itself does not have any physical branches. Online banking is available via app and website for all customers.

Rising Bank can be contacted via email or mail. Customers can also contact them 24/7 via phone on 1-888-222-9484

Midwest BankCentre (and all divisions under it including Rising Bank) is a member of FDIC which covers the aggregated deposits of a depositor to up to US$250,000

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