
Last updated on 2025-08-07
Opportunity to increase CD yield
Convenient online banking
Similar yields to Rising Bank Term CDs
No physical banks
Interest only compounds and credited every 3 months
$5,000 / $25,000 & Above | |
---|---|
18 months | 3.85% APY |
26 months | 3.15% APY |
Receive 3.15% APY for 26 months Rising Bank Bump-up CDs with $25,000 minimum balance to open account
Receive 3.85% APY for 18 months Rising Bank Bump-up CDs with $5,000 minimum balance to open account
Interest compounded and credited every 3 months
$25,000 / $5,000 minimum and $500,000 maximum balance to earn disclosed APY
No fees
If rates increase during your CD’s term, you can switch to the higher rate and / or add money to your CD account. You will have the option to switch interest rate one time / two time for 18 months / 36 months Bump-up CD. Minimum amount for additional deposits is $5,000
This account will automatically renew at maturity. You may prevent renewal if you withdraw the funds in the account at maturity (or within the 10 days grace period after maturity) or if Rising Bank receive written notice from you within the grace period
A penallty equal to 180 days interest on the amount withdrawn will be imposed for any withdrawal prior to maturity
Click here to go to Rising Bank website for more details
Rising Bank is the online division of Midwest BankCentre, a community bank based in St. Louis, Missouri. Rising Bank itself does not have any physical branches. Online banking is available via app and website for all customers.
Rising Bank can be contacted via email or mail. Customers can also contact them 24/7 via phone on 1-888-222-9484
Midwest BankCentre (and all divisions under it including Rising Bank) is a member of FDIC which covers the aggregated deposits of a depositor to up to US$250,000