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Citi Cash Back Cards

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Dining RebateUp to 10%
GroceriesUp to 10%
Min Spend RM1,500 / RM500
Petrol SavingsUp to 10%
Signup CreditUp to RM500
TransportUp to 10%
Annual Fee3 Years Free

Citi Cash Back Cards Review

Pros

High 10% cash back for dining, groceries, petrol and Grab spend

Annual fee waiver for 1st 3 years

Attractive sign up credit of up to RM500 cashback

Cons

Low RM15 / RM10 cap for cash rebate

Highest effective cashback of only 6.1% / 3.1% despite headline 10% cashback

High min. spend of RM1,500 to qualify for cash rebate for Citi Cash Back Platinum Card

Sign up cashback subject to min. number of transactions

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Credit Card Details Citi Cash Back Cards Annual Fees

Eligibility for Platinum / MasterCard : RM60,000 / RM36,000 p.a.

Platinum / MasterCard Annual Card Fee : RM195 / RM120 (Waived for First 3 Years for new customers)

Platinum / MasterCard Supplementary Cards : RM100 / RM60

 

Groceries Shopping Benefits Citi Cash Back Cards Groceries Shopping Benefits

Earn 10% cash back for groceries capped at RM15 / RM10 for Citi Cash Back Platinum Card / Citi Cash Back MasterCard Card

 

Petrol Stations Benefits Citi Cash Back Cards Petrol Stations Benefits

Earn 10% cash back for petrol capped at RM15 / RM10 for Citi Cash Back Platinum Card / Citi Cash Back MasterCard Card

 

Dining Benefits Citi Cash Back Cards Dining Benefits

Earn 10% cash back for dining capped at RM15 / RM10 for Citi Cash Back Platinum Card / Citi Cash Back MasterCard Card

 

Transport Benefits Citi Cash Back Cards Transport Benefits

Earn 10% cash back for Grab capped at RM15 / RM10 for Citi Cash Back Platinum Card / Citi Cash Back MasterCard Card

 

Cashback and Conditions Citi Cash Back Cards Cashbacks and Conditions

10% cash back for above categories are subjected to a minimum spend of RM1,500 / RM500 in a billing month and capped at RM15 / RM10 for each category for Citi Cash Back Platinum Card / Citi Cash Back MasterCard Card

Earn 0.2% cash back for above categories in months where the minimum spend is not met

Earn unlimited 0.2% cash back for all other spend

 

Promotions Citi Cash Back Cards Promotions

Receive a RM500 / RM200 cashback when you apply, activate and make 8 retail spend on your Citi Cash Back Platinum Card / Citi Cash Back MasterCard Card within 60 days from card approval date (Until 30 Jun 2022)

 

Click here to go to Citi website for more details

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