Last updated on 2024-12-01
Potentially high interest / profit rate
Conditions to attain bonus interest / profit relatively easy to fulfill
Bonus interest / profit rates subjected to monthly deposit, bills payment and credit card spend
Bonus 1.75% p.a. only for new accountholders
Low 0.10% p.a. base interest rate
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Enjoy up to 3.25% p.a. interest / profit on OCBC 360 Account / Account-i
Minimum initial deposit of RM500
Only one account is allowed per customer
Interest / Profit | |
---|---|
Base Rate | 0.10% p.a. |
Deposit Bonus | 1.05% p.a. |
Bills Bonus | 1.05% p.a.. |
Spend Bonus | 1.05% p.a. |
Total | 3.25% p.a. |
Earn base interest / profit of 0.10% p.a. on your entire account balance
Earn 1.05% p.a. bonus interest / profit when you deposit a minimum of RM500 every month
Earn 1.05% p.a. bonus interest / profit when you pay at least 3 bills online every month
Earn 1.05% p.a. bonus interest / profit when you spend at least RM500 on your OCBC Debit and Credit Cards every month
The maximum effective interest / profit is 3.25% p.a. on the first RM100,000 of your account balance
You will receive the interest / profit by the 14th business day of the following month
New-to-OCBC 360 Account customers are entitled to an additional RM30 + 1.75% p.a. Welcome Bonus Interest on top of Deposit Bonus Interest of 1.05% p.a. for the first 2 months upon account opening if a deposit of at least RM3,000 is made each month. Deposit capped at first RM100,000 average daily balance for that calendar month (Until 30 Apr 2025)
Click here to go to OCBC Bank's website for more details