RHB Smart Account

RHB Smart Account Interest Rates

Enjoy up to 6.60% p.a. interest / profit on RHB Smart Current Account / Account-i when you save, pay, take loans, spend and invest with RHB

Minimum account balance of RM1,000

No joint account allowed

RHB Smart Account Interest Rates Computation

	Interest / Profit
Deposit Bonus	0.80% p.a.
Joy@Work Salary Bonus	1.00% p.a.
Mission 1	up to 1.60% p.a.
Mission 2	up to 1.60% p.a.
Mission 3	up to 1.60% p.a.
Total	up to 6.60% p.a.

Minimum daily account balance of RM1,000 (Level 1 pre-requisite)

Earn 0.80% p.a. bonus interest / profit and qualify for other bonus payouts when you deposit a minimum of RM2,000 every month  (Level 1 pre-requisite)

Earn 1.00% p.a. bonus interest / profit when you credit your salary under RHB Joy@Work (min RM2,500 for private sector or NGO employees or RM2,000 for government sector employees)

Earn 0.50% / 1.00% / 1.60% p.a. bonus interest / profit (with minimum average daily balance of <RM10,000 / RM10,000 to <RM50,000 / RM50,000 to RM100,000) when you complete up to 3 Missions (Level 2 Bonus interest) 

Pre-requisite of minimum daily account balance of RM1,000 and deposit of minimum RM2,000 every month to qualify for level 2 bonus interest

Level 2 Missions eligible for bonus interest (Choose up to 3 every month to qualify for maximum interest)

- Spend at least RM1,000 on your RHB Debit or Credit Cards in a month

- Pay at least 3 bills (mini. RM25) via RHB Now Internet or Mobile Banking in a month

- Convert min. RM3,000 from MYR to FCY/Precious Metals in a month

- Trade min. RM100 brokerage fees with RHB IB in a month

- Invest a minimum of RM10,000 in a RHB unit trust monthly to earn bonus for 6 months

- Home financing with RHB of minimuim RM400,000 disbursement to earn bonus for 12 months

- Auto financing with RHB of minimuim RM40,000 disbursement to earn bonus for 12 months

The maximum effective interest / profit is 6.60% p.a. on the first RM100,000 of your account balance

Click here to go to RHB Bank's website for more details