UOB One Account

UOB One Account Interest Rates

UOB One Account comes with the UOB One Card which lets you earn up to 5% cash rebates / UOB One Debit Visa / MasterCard

First 2 chequebooks free

A balance fee of $2 will be charged if your average daily balance for the month is below $1,000

UOB One Account Interest Rates Computation

	Card Spend	Card Spend & Giro	Card Spend & Salary
First $30k	0.65% p.a.	2.50% p.a.	3.85% p.a.
Next $30k	0.65% p.a.	3.00% p.a.	3.90% p.a.
Next $15k	0.65% p.a.	4.00% p.a.	4.85% p.a.
Next $25k	0.05% p.a.	0.05% p.a.	7.85% p.a.
> $100k	0.05% p.a.	0.05% p.a.	0.05% p.a.

Get effective interest rates of up to 5.00% p.a. on your first $100,000 savings when you (To be revised to 4.00% p.a. on first $150,000 from 1 May 2024)

1. Spend $500 on your UOB One Card and / or selected Cards including UOB Evol Visa Signature Card, UOB Lady's Card, UOB One Debit Visa / MasterCard and UOB Lady’s Debit Card.

2. Credit Salary (minimum $1,600) to your UOB One Account every month

Get effective interest rates of up to 3.00% p.a. on your first $75,000 savings when you (To be revised to 2.40% p.a. on first $125,000 from 1 May 2024)

1. Spend $500 on your UOB One Card and / or selected Cards including UOB Evol Visa Signature Card, UOB Lady's Card, UOB One Debit Visa / MasterCard and UOB Lady’s Debit Card.

2. Make 3 GIRO debit transactions to your UOB One Account every month

Get effective interest rates of up to 0.65% p.a. on your first $75,000 savings when you only fulfill the first criteria of spending $500 on your UOB Credit Card every month

Receive base interest of 0.05% p.a. when you do not fulfill any criterias

UOB One Account Promotions

New UOB Deposit customers can apply for a UOB savings account online, deposit minimum $5,000 Fresh Funds within the account opening month and hold it till the end of the following calendar month to earn $60 cash (Until 30 Apr 2024)

Credit your salary to the account to earn $50 cash. Register here and credit your salary (min. $1,600) via GIRO within 2 calendar months from the date of submission of the participation form (Until 30 Apr 2024)

Credit your CDP dividends to the account to earn $50 cash. Register here and credit your CDP dividends of min. $50 into your new UOB savings account via Direct Credit Service within the next 6 calendar months from the date of submission of the participation form (Until 30 Apr 2024)

Perform a bill payment to the account to earn $30 cash. Register here and perform a bill payment of min. $30 per transaction from your new UOB savings account via GIRO within 2 calendar months from the date of submission of the online participation form (Until 30 Apr 2024)

Click here to go to UOB website for more details