Citibank Rewards Visa / MasterCard Card


Citibank Rewards Visa / MasterCard Card

Editor's Choice for Best Credit Card Signup Promotion for KrisFlyer Miles

Editor's Choice for Best Mileage or Reward Points Credit Cards for Online Shopping

Shopping Rewards
10X Points

Signup Gift
10,800 miles

Review on Citibank Rewards Card

High Citi ThankYou Points earn rate for retail worldwide shopping with no min. spend
High Citi ThankYou Points earn rate for online spend with no min. spend
Citi ThankYou Points can be converted to cash rebates or air miles
Attractive signup for miles offer

Online spend exclude travel related spend
Miles earned capped at $1,000 spend per statement month
Signup for miles offer subject to min. spend


Apply & get 10,800 bonus miles

Latest Promotions

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15% off Expedia with promo code "CITICNY15"
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$25 off FairPrice online with code "WELCOME"


Credit Card Details Credit Card Details

Eligibility : $30,000 p.a.

Annual Card Fee : $192.60 (Waived for first year)

Supplementary Cards : $96.30 (Waived for first year for supplementary cards)


Shopping Benefits Shopping Benefits

Earn 4 air miles or 10X Citi ThankYou Points on retail shopping worldwide (equivalent to 2.38% cash rebate)

10X Citi ThankYou Points for online and retail shopping is capped at 10,000 Citi ThankYou Points ($1,000 spend) per statement month

Earn 1 Citi ThankYou Point for every $1 you spend everywhere else


Online Shopping Benefits Online Shopping Benefits

Earn 4 air miles or 10X Citi ThankYou Points on online spend excluding mobile wallet transactions and travel related expenditures (equivalent to 2.38% cash rebate)

Online spend include Lazada, Qoo10, Grab, ComfortDelGro, Gojek, GrabFood, Deliveroo, foodpanda, Amazon Prime Now, FairPrice On, RedMart, etc

10X Citi ThankYou Points for online and retail shopping is capped at 10,000 Citi ThankYou Points ($1,000 spend) per statement month


Cashback and Conditions Cash Rebates and Conditions

Redemption rate of 4,200 Citi ThankYou Points to $10 cash rebate

Redemption rate of 400 Citi ThankYou to $1 for transactions made on Samsung Pay

Pay with your Citi Credit Card and use your points or miles to offset your transaction at participating merchants at a rate of 420 Citi ThankYou Points to $1 or 140 miles to $1


Petrol Stations Benefits Petrol Stations Benefits

Enjoy up to 16.4% savings (14% onsite + up to 2.4% Smiles points) at Esso

Enjoy 15.6% savings on Shell fuel with the cashback (14% onsite + 1.6% Escape points) at Shell


Travel Benefits Travel Benefits

Complimentary travel accident insurance up to $1m, Overseas Medical Benefits and Travel Inconvenience Benefits when you charged your entire airfare to your Citi Rewards Visa Signature Card


Promotions Promotions

New Citibank cardholders can receive 10,800 bonus miles (or 27,000 Citi ThankYou Points) with min. spend of $3,000 from card approval date to the end of that calendar month + 3 additional calendar months (Until 31 Jan 2020) This offer is stackable with the potential 4 miles per $1 spend on shopping.


Click here to go to Citibank website for more details about the card


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Reviews or Comments (3)

Ave. Rating:
4/5 (3)
Topic: Citi Rewards Card Review and Benefits
Sort By
Oct 2017
Beatrice says...

Should highlight the fact that 10x Citi$ is capped at 120,000 Citi$ or 48,000 miles which is not even enough for a return ticket to Europe or USA. Nonetheless, still a useful card with 4 miles awarded per $1 spend.

Benson Ang Rui Xuan
Nov 2014
Benson Ang Rui Xuan says...

How to redeem the air miles?

Money Lobang
Sep 2014
Top Poster
Most Likes
Money Lobang says...

You may redeem for air miles via Citi ThankYou Rewards. Simply login via your online banking at and choose "Rewards & Offers", select your card and click on "Redeem Rewards"

Joanne Lee
Sep 2014
First Poster
Joanne Lee says...

Useful card for shopping overseas so you can get more air miles to go overseas again. haha. Used it for my europe shopping and spent enough to redeem a japan trip:) Don't ask me how much I spent. Get the Mastercard as it has slightly better exchange rates.



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