Money Lobang

ANZ Step-up Time Deposit

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Note: ANZ Singapore Retail and Wealth business was transferred to DBS Singapore with effect from 5 Aug 2017. Existing ANZ product(s) will be mapped to corresponding DBS products with the most similar features and structures. ANZ Step-Up account-holders will be provided with the DBS Fixed Deposit Account as a replacement account.

Interest RateUp to 1.20%
Min. Deposit $150,000

ANZ Step-up Time Deposit Review


Decent deposit rate


High min. deposit

Foreign bank with few branches

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Deposit Details ANZ Step-up Time Deposit Interest Rates

  < $150k $150k & Above
1st quarter 0.40% p.a. 0.70% p.a.
2nd quarter 0.50% p.a. 0.80% p.a.
3rd quarter 0.60% p.a. 0.90% p.a.
4th quarter 0.90% p.a. 1.20% p.a.


Effective interest rates of 0.60% for deposits below $150,000

Effective interest rates of 0.90% for deposits above $150,000

Flexibility to withdraw your deposits at the end of every 3 months with no penalty

Interest rates increase every 3 months giving higher returns

Minimum $25,000 for Account Openings


Click here to go to ANZ website for more details

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