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Citi Plus Interest Booster Account

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Interest RateUp to 4.00% Image
Min. Deposit $0 Image

Last updated on 2024-01-02

Citi Plus Interest Booster Account Review

Pros Pros


Cons Cons

Highest effective interest rate of up to 0.70% p.a. if you don't invest, insure or borrow from Citi

Birthday month bonus of 0.1% p.a. only during burthday month

Save bonus of 0.2% p.a. only on incremental balance

Similar to Citi Wealth First Account but with slightly lower requirements

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Deposit Details Citi Plus Interest Booster Account Interest Rates


Base Interest 1.50% p.a.
Credit or Debit Card Spend 0.20% p.a.
Invest 0.60% p.a.
Insure 0.60% p.a.
Borrow 0.80% p.a.
Save 0.20% p.a.
Birthday Month 0.10% p.a.
Effective Interest Rate 4.00% p.a.


Earn 1.50% p.a. base interest

Earn 0.20% p.a. when you spend at least $500 monthly or more on eligible retail spend with your Citibank Debit Mastercard and/or Citi Cash Back+ MasterCard

Earn 0.60% p.a. when you make 3 investments of $1,000 or more in a calendar month

Earn 0.60% p.a. (for 12 months) when you purchase an insurance policy of minimum $5,000 regular premium

Earn 0.80% p.a. (for 12 months) when you take up a home loan of at least $500,000

Earn 0.20% p.a. on your incremental balance when you increase account balance by $1,500 or more

Earn additional 0.10% p.a. birthday bonus interest during your birthday month

Earn up to 4.00% p.a. on the first $50,000 in your Citi Plus Interest Booster Account


Deposit Interest Rates Citi Plus Interest Booster Account Promotions

All Citi Plus customers enjoy monthly waiver of $15 Account service fee, even if they do not meet the minimum monthly Total Relationship Balance (TRB) balance of $15,000 (Until 31 Dec 2024)

Join Citi Plus online and deposit at least $20,000 to receive up to $180 cash reward

Get up to 8% cashback on a Citi Cash Back+ MasterCard if you are a Citi Plus customer and primary account holder of a Citi Interest Booster Account.


Click here to go to Citibank website for more details

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