NTUC-OCBC Starter Account

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Interest Rate Up to 1%
Min. Deposit $0
Review on NTUC-OCBC Starter Account

Decent interest rate for savings account

No minimum deposit


Low base interest rate

Only for NTUC members

Bonus interest subject to crediting of salary and 3 transactions on card

Deposit Details Deposit Details

First $50k 0.10% p.a.
Next $450k 0.15% p.a.
Above $500k 0.10% p.a.


Exclusively for NTUC Union members

Comes with a OCBC NTUC Plus! Visa Credit Card or Debit Card, that doubles as an ATM card

Earn 0.90% p.a. bonus interest for first $50,000 deposit when you
1) credit a minimum salary of $1,000 every month
2) make at least 3 Visa transactions on OCBC NTUC Plus! Visa Credit Card or Debit Card monthly

Highest effective interest rate of 1.00% p.a. on first $50,000 deposit

No minimum initial deposit

No monthly service fee

Option of a cheque book


Promotions Promotions

New OCBC cardholders can apply for OCBC NTUC Plus! Visa Card and NTUC-OCBC Starter Account and receive $100 cashback when you credit a salary of minimum $1,000 into the account by 31 Jul 2020 (Until 31 May 2020)


Click here to go to OCBC website for more details

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