
Editor's Choice for Best No-Frills Unlimited Cashback Credit Cards
Last updated on 2025-10-01
Decent cashback for all spending with no min. spend, no cap and no restrictions
Amex card less widely accepted
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Effective interest rates from 6.50% p.a.
Tenure of up to 7 years
Up to $3,000 Cashback
Travelling often? Get protected whole-year round!
20% off NTUC Income Yearly Travel Insurance
Eligibility : $30,000 p.a.
Annual Card Fee : $180 plus GST (Waived for 1st year)
Supplementary Cards : $90 plus GST (Waived for first Supplementary Card)
Earn 1.7% cashback on all spend with no cashback cap, no spend exclusions and no cap on cashback earned with the exeption of Grab Moobile Wallet top-ups which earns 0.3% cashback instead
Qualifying cashback include spend on insurance, school fees, wallet top-ups, healthcare, utilities & telco bills and rent
Enjoy up to 16.4% off at SPC (15% on site + 1.445% cash rebate (Note that UOB cards do not earn any UNI$ or UOB$ at SPC or Shell))
Enjoy up to 16.7% savings (14% onsite + 1.46% cash rebate + 1.2% GO+ points) at Shell
No minimum spend to enjoy card benefits
6 months complimentary FoundersCard membership
Two year complimentary Tablet Plus membership
Complimentary Travel Insurance with personal accident coverage and emergency medical assistance of up to $500,000
Enjoy 3% cashback on your travel bookings from now till 31 Oct 2025. SMS "APT‹space›last 4 digits of your NRIC" to 77862 to qualify
Click here to go to UOB website for more details