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Citibank InterestPlus Savings Account


Citibank Logo

Min. Deposit

Interest Rate
up to 3.60%

Review on Citibank InterestPlus Savings Account

Potentially high interest rate
High 1.20% p.a. bonus interest for insuring with Citibank condition
High 1.20% p.a. bonus interest for investing with Citibank condition
Extra 1.00% p.a. bonus interest for taking up a Citibank Home Loan

Bonus interest rates subjected to insure with Citibank, invest with Citibank, taking up Citibank Home Loan and Citibank Credit Cards spend
Low 0.10% p.a. bonus interest for credit card spend condition
Low 0.01% to 0.10% p.a. base interest rate


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Minimum initial deposit of $2,000

Complimentary cash withdrawals from Citibank ATMs overseas with no processing fee and instant fund transfers

Personal Banker take care of your financial needs when you have balances above $50,000


Interest Computation

Base Interest 0.10% p.a.
Invest 1.20% p.a.
Insure 1.20% p.a.
Home Loan 1.00% p.a.
Credit Cards Spend 0.10% p.a.
Total (Max. $50k) 3.60% p.a.

Earn 1.20% p.a. when you insure and have monthly premium of $250 for 12 months or a single premium of $25,000

Earn 1.20% p.a. when you invest $250 monthly for 12 months in a Regular Savings Plan or Lump sum of $25,000 in Unit Trusts

Continue to earn the bonus interest for the next 12-month period if you take up another insurance or investment

Earn 1.00% p.a. when you take up a Citibank Home Loan of at least $250,000

Earn 0.10% p.a. when you spend $25 monthly on your Citibank Credit Cards

Earn base interest from 0.01% to 0.10% p.a.

Earn up to 3.60% p.a. bonus interest on the first $50,000 in your account


Click here to go to Citibank website for more details


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Reviews or Comments (2)

Ave. Rating:
2/5 (2)
Topic: Citibank InterestPlus Savings Account Review
Sort By
Boon Ping Goh
Feb 2017
Boon Ping Goh says...

The $1300 is not true as verified at Branch.

Money Lobang
Sep 2014
Top Poster
Most Likes
Money Lobang says...


The promotion for $1,300 cash with specific terms and conditions is stated at Please refer to the page for more information about the promotion. However, it is true that Citibank has the right to make any changes to the promotion and could have terminated it. For more clarification please contact Citibank hotline at 6225 5225

Yuan Ning Tay
Jul 2015
First Poster
Yuan Ning Tay says...

why are you here.



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