OCBC ExtraCash Loan

 

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Min. Income
$20,000 p.a.

Interest Rate
From 10.96%

Review on OCBC ExtraCash Loan

Pros
Low minimum income requirement

Cons
None

 

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Details

  EIR*
12 months 13.92% p.a.
24 months 12.11% p.a.
36 months 11.47% p.a.
48 months 11.15% p.a.
60 months 10.96% p.a.

* Effective Interest Rate based on loan amount of $10,000 and min. annual income of $30,000 p.a. Refer to OCBC's website for full tables

Enjoy effective interest rate from 10.96% p.a. (or annual rate from 5.54% p.a.) when you apply online (with min. annual income of $30,000)

Enjoy effective interest rate from 23.10% p.a. when you apply online (with min. annual income of $20,000)

Max loan of up to 6 times your monthly income

You can choose to repay your loan in 12, 24, 36, 48 or 60 months

A one-time processing fee of $200 ($100 if annual income below $30,000) or 2% of loan amount whichever is higher

Issue cheques, or access cash via ATMs and Online Banking

Access and manage your EasiCredit account online and also via mobile banking

 

Promotions

Enjoy $20 cash credit for the deposit account that is opened together with your ExtraCash Loan (Until 31 Dec 2019)

 

Click here to go to OCBC website for more details

 

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