Standard Chartered CashOne Loan

 

Standard Chartered Logo

Min. Income
$20,000 p.a.

Interest Rate
From 7.63%

Review on Standard Chartered CashOne Loan

Pros
Cashback of up to 50% of first month's installment
Annual fee refunded as cashback
Low minimum income requirement

Cons
Cashback only for longer tenures

 

Apply on StanChart's website

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Details

  EIR*
12 months 8.97% p.a.
24 months 8.27% p.a.
36 months 7.97% p.a.
48 months 7.78% p.a.
60 months 7.63% p.a.

* Effective Interest Rate based on min. loan amount of $20,000 and min. annual income of $30,000 p.a. Refer to StanChart's website for full table

Enjoy effective interest rate from 7.63% p.a. (or annual rate from 3.88% p.a.)

Max loan of up to 4 times your monthly income

You can choose to repay your loan in 12, 24, 36, 48 or 60 months

Annual fee of $199/year and $50/year thereafter

$50/year annual fee after first year can be waived if all payment is received by payment due date for the past 12 months

Enjoy up to 5 year annual fee waiver on your Standard Chartered Platinum Credit Card when you apply for an ezyCash loan if you earn $30,000 or more per annum

 

Promotions

Enjoy cashback of 50% of your first month’s instalment amount when your approved loan amount is $15,000 and above, to be repaid over a tenure of 4 or 5 years (Until 31 Mar 2020)

Get $199 cashback on your first-year annual fees (Until 31 Mar 2020)

Enjoy an additional $188 Lunar New Year cashback (Until 31 Jan 2020)

 

Click here to go to Standard Chartered website for more details

 

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