UOB One Card


UOB One Card

Editor's Choice for Best Credit Card for Overseas Spending

Petrol Savings
up to 24.00%

Cash Rebate
up to 5.00%

Deposit Int Rate
up to 2.44%

Signup Gift

Review on UOB One Card

High rebate for all spending
High deposit interest rate through spending on card
Best credit card for SPC petrol
Up to 10% SMART$ rebate at many popular merchants

Min. spend of $500 to qualify for tiered cash rebate
Min. spend to qualify for signup for cash credit


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Credit Card Details Credit Card Details

Eligibility : $30,000 p.a.

Annual Card Fee : $128.40 (Waived for 3 years)

Supplementary Cards : $64.20 (Waived for first Supplementary Card)


Cashback and Conditions Cash Rebates and Conditions

Earn up to 5% cash rebates on everything you buy ($300 / $100 / $50 quarterly rebate with $2,000 / $1,000 / $500 spend every month in a quarter) with minimum 5 purchases monthly

Get an additional 5% cash rebate on Grab rides, food and top-ups when you qualify for your quarterly cash rebate

Get an additional 1% cash rebate on Singapore Power utilities bill when you qualify for your quarterly cash rebate

Enjoy up to 10% SMART$ rebate at 300 outlets with UOB SMART$ Programme. 1 SMART$ is equivalent to $1. Use your SMART$ to offset your next purchase immediately to enjoy greater savings everyday


Petrol Stations Benefits Petrol Stations Benefits

Enjoy up to 22.40% savings (10% onsite + 6.3% SMART$ + 4.5% cash rebate + 1.6% Escape Points) at Shell

Enjoy up to 24% off at SPC (15% on site + 4.00% cash rebate + 5% petrol discount ($3 petrol discount for every $60 gross spend)) Cash rebate on petrol by UOB One Card is based on 5% cash rebate for more than $2000 spend for every month in a quarter


Petrol Stations Benefits Deposit Account Benefits

(Optional) Get up to 2.44% p.a. interest on savings in your UOB One Account when you spend on your UOB One Card and Credit Salary or make 3 GIRO debit transactions


Promotions Promotions

Apply for your first UOB Card online and receive $100 cash credit when you charge a minimum of $1,000 worth of transactions to that Principal Credit Card within 30 days of approval (Until 31 Jan 2020)

Receive a pair of Cathay Platinum Movie tickets worth $56 when you successfully apply online for a new UOB One Account and UOB One Card


Click here to go to UOB website for more details


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Reviews or Comments (3)

Ave. Rating:
5/5 (3)
Topic: UOB One Card Review and Benefits
Sort By
Nov 2017
GoToTerror says...

One of the best cards for cashback, if not the best.

Oct 2014
avinateng says...

Highest amount of cashback for whatever amount you are comfortable with spending. Spend $300 or $800 or $1500 and reap the benefits every quarter. Only drawback is it could be hard to track the spending.

brown eyegirls
Sep 2014
First Poster
brown eyegirls says...

Will recommend this card to people due to its high cashback of 3.33%. Only drawback is the minimum monthly spend requirements for a straight quarter to get the cashback. Not a problem for me as I consolidate most of my spending in this card for everyday purchases.



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