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UOB One Account


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Min. Deposit

Interest Rate
up to 2.44%

Editor's Choice for Best Savings Account Interest Rates Promotion in Singapore

Review on UOB One Account

Realistically high interest rate
High 1.50% p.a. bonus interest for credit card spend condition

Bonus interest rates subjected to credit salary or paying giro bills and selected UOB Cards spend
Low 0.05% p.a. base interest rate


Latest Promotions

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4 miles per $1 spend for shopping
4 miles per $1 online spend
Signup gift of up to 10,800 miles
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Up to 21.8% savings on petrol
Up to 5% cashback on all spend
Signup gift of $100 cashback



UOB One Account comes with the UOB One Card which lets you earn up to 5% cash rebates / UOB Direct Visa Debit Card

First 2 chequebooks free

A balance fee of $2 will be charged if your average daily balance for the month is below $500


Credit Card Spend 1. Credit Card Spend &
2. Credit Salary or Giro
First $15k 1.50% p.a.. 1.85% p.a.
Next $15k 1.50% p.a. 2.00% p.a.
Next $15k 1.50% p.a. 2.15% p.a.
Next $15k 1.50% p.a. 2.30% p.a.
Next $15k 1.50% p.a. 3.88% p.a.
Above $75k 0.05% p.a. 0.05% p.a.

Get effective interest rates of up to 2.44% p.a. on your first $75,000 savings when you

1. Spend $500 on your UOB One Card and / or selected Cards including UOB Yolo Visa Signature Card, UOB Lady's Card, UOB Direct Visa Debit Card and UOB Lady’s Debit Card.

2. Credit Salary (minimum $2000) or make 3 GIRO debit transactions to your UOB One Account every month


Get effective interest rates of up to 1.50% on your first $75,000 savings when you only fulfill the first criteria of spending $500 on your UOB Credit Card every month

Receive base interest of 0.05% p.a. when you do not fulfill any criterias



Recive home gifts from brands like Dyson, BRUNO and Le Creuset when you make a minimum Fresh Fund deposit of $28,000

Apply online and maintain an average balance of $5,000 for 6 months or credit your salary for 6 consecutive months in your new UOB Account to receive $80 Cash Credit (Until 31 Dec 2019)


Click here to go to UOB website for more details


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