Money Lobang

American Express Personal Card

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Petrol SavingsUp to 21%
Everyday Reward 0.69 miles/$1
Min Spend $0

American Express Personal Card Review




No particular attractive benefits

Non-waivable annual fee

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Credit Card Details Amex Personal Card Annual Fees

Eligibility : $30,000 p.a.

Annual Card Fee : $120

Supplementary Cards : $75

Cardholders enrolling into the Membership Rewards Programme may choose to enrol Non-Frequent Traveller Option ($10) which earns Membership Rewards points towards redeeming dining and shopping rewards or Frequent Traveller Option ($40) which earns Membership Rewards points towards redeeming dining & shopping rewards, flights and hotel stays


Everyday Rewards Amex Personal Card Everyday Mileage Earn Rate

Earn 1.11 air miles (or 2X Membership Rewards points) with your Credit Card for every $1.60 you spend (translates to 0.69 air miles per $1 spend)


Travel Benefits Amex Personal Card Travel Benefits

Covers Card Member on accidental death and dismemberment insurance while travelling on a public conveyance for up to $200,000 when the Card is used to purchase tickets for airline, railways or other public carriers. Eligible for Card Member, spouse and dependent children under 23 years old

Assistance when Card Member needs immediate advice and referral to an English-speaking doctor or lawyer virtually anywhere around the world, 24 hours a day


Shopping Benefits Amex Personal Card Shopping Benefits

Get peace of mind when you shop with your American Express Personal Card with 90-Day Purchase Protection with repair, replacement or reimbursement to purchased goods that has been damaged or stolen (Coverage: $8,000 per item and up to a maximum of $80,000 per calendar year per Card Member Account)


Petrol Stations Benefits Amex Personal Card Petrol Stations Benefits

Enrol your card here to enjoy 7.1% savings via statement credit on your nett petrol purchases at SPC

Enjoy up to 21% savings with the rebate (15% onsite + 6.04% savings via statement credit)


No minimum spend Amex Personal Card Minimum Spend

No minimum spend required to enjoy card benefits


Click here to go to American Express website for more details

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