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ANZ MoneyLine Term Loan

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Note: ANZ Singapore Retail and Wealth business was transferred to DBS Singapore with effect from 5 Aug 2017. Existing ANZ product(s) will be mapped to corresponding DBS products with the most similar features and structures. ANZ MoneyLine Term Loan account-holders will be provided with the DBS Personal Loan Account as a replacement account.

Interest RateFrom 11.90%
Min. Income $30,000

ANZ MoneyLine Term Loan Review


Existing customers enjoy lower interest rates


Lower interest rates only available for larger loan amounts

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Personal Loan Details ANZ Personal Loan Interest Rates

  Effective Interest
12 months 12.22% p.a.
24 months 12.33% p.a.
36 months 12.22% p.a.
48 months 12.07% p.a.
60 months 11.90% p.a.


* Effective Interest Rate based on loan amount of $30,000 and min. annual income of $30,000 p.a. Refer to ANZ's website for full tables


Enjoy effective interest rate from 11.90% p.a. (10.91% p.a. for existing customers)

Max loan of up to 4 times your monthly income (or up to $100,000)

A one-time processing fee of $80 is applicable for all loan tenures

Annual fee of $49 (Waived for first 2 years)

Choose to pay either total monthly term loan outstanding or min payment of $12 or 3% of monthly balance whichever is higher

If min payment option is chosen, the remaining outstanding will be charged at the prevailing interest rate of 19.88% p.a as per ANZ MoneyLine Credit Line

Waiver of early repayment fee for loans paid up after the first year

Enjoy same day approval and disbursement of funds with MoneyLine Express by submitting your application with supporting documents before 10.45am on a business day


Click here to go to ANZ website for more details

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